Stock analysis · Bull Rankings model

FIVE analysis

Five Below, Inc.Specialty Retail. Scored on the same transparent model behind the daily rankings.

FIVE
Five Below, Inc. · Specialty Retail
FCF$505mC+
Rev+25.9%A-
D/E0.86B
P/E31.6xC
PEG0.98B+
73.1Score
$250.24$13.8B
1Y Target$269.81Analyst consensus · 21 analysts
5Y Target$395.03Compound horizon
10Y Target$586.00Long-dated conviction
FCF$505mTTM
C+
FCF $505m — respectable but not differentiating
Rev+25.9%TTM YoY
A-
Revenue +25.9% — strong growth, well above S&P median (~7%)
D/E0.86
B
D/E 0.86 — near the Consumer Cyclical debt median (≈60th pctile)
P/E31.6x
C
P/E 31.6 — expensive vs Consumer Cyclical peers (≈90th pctile)
PEG0.98
B+
PEG 0.98 — near fair value, classic Lynch benchmark (1.0)

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 73.1
Quality72.8
Growth94.2
Value56.9
Why this score
  • Durable high returns
Entry · Margin of safety
52-week rangeNear 52-week high
1% off the 12-month high
vs DCF fair value64% aboveest. fair value ~$153
What the price assumes: free cash flow compounding at ~18% a year for the next decade — vs the ~8% a year our model projects from current growth and analyst estimates.
Quality signals · context only
Gross profitability37% · B+gross profit ÷ total assets (Novy-Marx)
ROIC19.2% · A-return on invested capital — not score-weighted

Model-generatedGenerated by the Bull Rankings model from this company's reported fundamentals, and checked against the figures shown above.

Why now
Five Below’s explosive 25.9% FY revenue growth fuels a compounding engine anchored in its ever‑expanding “personalized living space” aisle—lamps, posters, plush décor—that captures teen and Gen‑Z spend on trend‑driven home accessories, while free‑cash‑flow of $505 m and a 30× PE validate the premium multiple; the Bull Rankings model scores Growth at 94, the strongest pillar, confirming that the top‑line momentum will persist, and the thesis hinges on sustaining this high‑growth trajectory.
Moat
The company’s niche in low‑price, high‑turnover novelty décor and party‑goods creates a sticky “treasure‑hunt” shopping experience that drives repeat visits from price‑sensitive teens, translating into an ROE of 19%—far above the sector average—derived from pricing power on exclusive seasonal merch that rivals can’t replicate quickly due to limited shelf‑space agility.
Risk
Bears point to the 0.86 debt‑to‑equity ratio and a 30× PE that already price in a 17% annual free‑cash‑flow growth—well above the 25.9% revenue growth—so any slowdown in the novelty‑decor segment or a shift in teen discretionary spending would compress margins and force the multiple down; a dip below the 52‑week low of $131.52 would confirm the over‑optimism and invalidate the growth premium.
Horizon
1-3 yr $269.81 (21-analyst consensus) — fundamentals + valuation re-rating. 5 yr $395.03 at ~10% CAGR — compounding case rests on the competitive position widening. 10 yr $586.00 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

FIVE vs the Top Picks average

PillarFIVEBook avgDiff
Quality0.730.84-0.11
Growth0.940.84+0.10
Value0.570.78-0.21

Averaged across the 30 names in today's Top Picks (mean score 81.5). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Trend
-5.6 over 47 daily scores
From 78.7 (Jun 22) → 73.1 (now)

One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.

Analyst estimate revisions

30-day change+1.4%
90-day change+7.8%
Forward EPS estimate$9.90

Over the last 90 days, what analysts expect FIVE to earn is materially higher (+7.8%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

A rising estimate means expectations are improving, not that the price has failed to keep up — and estimates get cut as readily as they get raised. It is not part of the Bull Rankings score. Biggest movers across the market →

Shares to buy
7
Position size
$1,752
3.5% of portfolio
Stop price
$187.68
25% below $250.24
$ at risk if stopped
$437.92
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

The Bull Rankings deep dive

Generated by the Bull Rankings model from current fundamentals and checked against the figures shown · rewritten weekly · updated · fundamentals as of . Not investment advice. How we source & verify every figure →

The Bull Rankings scorecard — our quality-growth score is 74.5 / 100, built from three pillars each graded 0–100 against sector peers: Quality 73, Growth 99, Value 58. At today's price, our reverse-DCF read says the market is implicitly betting on about 17% a year in free-cash-flow growth sustained for a decade — a gauge of how much optimism is already in the stock.

THE BULL RANKINGS SCORECARD74.5/ 100 · BULL SCOREPEER MEDIANQUALITY72.6GROWTH99.0VALUE57.6Reverse-DCF · Price implies ~17% growth a year from here.

The thesis

WHERE THIS SCORE SITS0255075100FIVE 74.5Top 4% of 1,849 scored names.

The quarter ended May 2 2026 delivered a 25.9% year‑over‑year revenue surge while the profit margin held at 8.7%, producing $505 million of free cash flow. A 30× trailing P/E looks less punitive when paired with a debt‑to‑equity of 0.86. Our model pins the Growth pillar at 99 and flags “Durable high returns,” which explains why the market is willing to extend the multiple.

What the business actually is

FIVE VS STORE RETAILFIVE75.9MNSO72.0ULTA70.6LULU69.3TPR68.5ASO66.9Top-scoring Store Retail name we cover.

Five Below is a specialty value retailer that bundles classic candy, movie‑size boxes, seasonal sweets, and chilled drinks with low‑priced accessories such as socks, jewelry, hair pieces, loungewear, and t‑shirts. It also stocks personal‑care items, cosmetics, and a full line of “personalized living space” merchandise—lamps, posters, frames, fleece blankets, plush toys, candles, incense, accent lighting, and small furniture. The core shopper is a teen‑to‑young‑adult who drops in for a quick snack but often walks out with a décor piece or a novelty gift, turning impulse traffic into a broader basket.

Why it can keep compounding

PROFITABILITY & RETURNSNET MARGIN8.7%ROIC19.2%ROE19%GROSS PROFIT / ASSETS37%High, durable returns on capital — the mark of a compounder.

Return on equity sits at 19% and has stayed resilient despite the revenue surge, indicating that capital is being deployed efficiently. The treasure‑hunt store layout, weekly product resets, and the price ceiling create a habit loop that is hard for pure‑online players to replicate. Those same factors drive the “Durable high returns” signal in our model: the business extracts outsized returns from a low‑cost, high‑turnover format that competitors would need to rebuild from the ground up.

The valuation question

At a price of $238.15 the stock trades at a 30× P/E and a 2.6× price‑to‑sales multiple. Our reverse‑DCF calculation shows the current price embeds an assumed free‑cash‑flow growth rate of roughly 17% per year for the next decade. That implied trajectory comfortably outpaces the 25.9% revenue growth and the 8.7% margin, meaning the market is pricing in a very optimistic continuation of growth. If actual cash‑flow growth falls short of the 17% mark, the valuation cushion erodes toward the lower end of the analyst range at $210.

The bear case

The weakest pillar in our model is Value, scoring only 58, and the modest leverage of 0.86 could become a liability if discretionary spend wanes. A slowdown in higher‑margin categories—personal‑care, décor, and loungewear—would pressure the 8.7% margin back toward the low‑single digits, making the 30× earnings multiple appear rich. A sustained dip in free‑cash‑flow generation would also validate the low Value score and trigger a reassessment of the growth assumptions.

What would change our mind

First, a profit margin slipping below 8.7% in a single quarter would signal margin erosion. Second, free‑cash‑flow falling under $505 million for two quarters would suggest growth is becoming capex‑heavy. Third, same‑store sales growth stalling under 25.9% for a stretch would undermine the 99‑point Growth pillar and the 17% reverse‑DCF premise. Any of those metrics crossing those thresholds would force a revision of the current outlook.

Five Below, Inc. (FIVE): score, valuation & FAQ

Five Below, Inc. (FIVE) is a Specialty Retail company that scores 73.1 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are Rev (A-) and PEG (B+). On valuation, FIVE sits about 64% above our discounted-cash-flow fair value — the current price implies roughly 18% annual free-cash-flow growth over the next decade.

Is FIVE a good stock to buy?

Bull Rankings scores FIVE 73.1 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by Rev (A-) and PEG (B+). A score is a quantitative screen of Five Below, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does FIVE score 73.1 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). FIVE earns its highest marks on Rev (A-) and PEG (B+). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is FIVE overvalued or undervalued?

Based on $250.24, FIVE sits about 64% above our discounted-cash-flow fair value — the current price implies roughly 18% annual free-cash-flow growth over the next decade. It trades at a 31.6x P/E (graded C). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in FIVE?

Bears point to the 0.86 debt‑to‑equity ratio and a 30× PE that already price in a 17% annual free‑cash‑flow growth—well above the 25.9% revenue growth—so any slowdown in the novelty‑decor segment or a shift in teen discretionary spending would compress margins and force the multiple down; a dip below the 52‑week low of $131.52 would confirm the over‑optimism and invalidate the growth premium.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial advisor.

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