COMPARE · Reviewed July 2, 2026
FIVE vs GPI
Verdict: Side-by-side breakdown using the Bull Rankings model. FIVE scored 79.1, GPI scored 77 — FIVE ahead by 2.0999999999999943.
FIVE
Five Below, Inc.
79.1
$182.43
Score gap
2.0999999999999943
FIVE leads
GPI
Group 1 Automotive, Inc.
77
$288.39
The companies
FIVEFive Below, Inc.
Why now
Specialty Retail · market cap $10.1b. Down 28% from 52-week high of $251.63 — deep drawdown territory. Revenue growing +23%, comfortably above the S&P median. PEG 0.98 — paying under fair value for the growth rate. 21 sell-side analysts rate this a Buy with a mean 1-yr target of $260.81 (implying +43% upside).
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 115% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
GPIGroup 1 Automotive, Inc.
Why now
Auto & Truck Dealerships · market cap $3.4b. Down 41% from 52-week high of $488.39 — deep drawdown territory. Revenue growing +13%, comfortably above the S&P median. PEG 0.35 — paying under fair value for the growth rate. 12 sell-side analysts rate this a Buy with a mean 1-yr target of $434.50 (implying +51% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 100% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 41% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Net margin 1.5% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Base grades (each contributes ~14.3% of base composite)
| FIVE | Component | GPI |
|---|---|---|
| C+70 | FCF | C65 |
| A-90 | Rev | B+85 |
| B80 | D/E | C+70 |
| B80 | P/E or P/S | A-90 |
| B+85 | PEG | A95 |
| Supplemental signals · feed the score, not on the row card | ||
| B+85 | FCF Yield | A-90 |
| B+85 | ROE | B80 |
| 82.3 | Base composite | 83.2 |
Adjustments (signed deltas applied on top of base)
FIVE
compounder synergy (FCF yield ≥5% + ROE ≥15% + D/E <1)+4
GARP sweet spot (PEG <1, positive FCF)+1
analyst consensus tilt buy (60%)+1
Total+6
GPI
GARP sweet spot (PEG <1, positive FCF)+1
analyst consensus bullish (83% buy/strong-buy)+2
forward P/E cheaper (11 → 6)+1
DCF cross-check (avg upside 107%)+2
Total+6
DCF cross-check (per-share value vs. live price)
| FIVE upside | Horizon | GPI upside |
|---|---|---|
| -21% | 1Y | +78% |
| -17% | 5Y | +101% |
| -10% | 10Y | +140% |
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.