ACIW vs the Top Picks average
| Pillar | ACIW | Book avg | Diff |
|---|---|---|---|
| Quality | 71 | 83 | -12 |
| Growth | 77 | 89 | -12 |
| Value | 61 | 76 | -15 |
Average of today's Top 30 (mean score 82.6); size and sector limits also decide the book.
One point per daily run; read From → To for the actual range.
ACIW at a glance
Same audited fundamentals as the score, unless a card says otherwise.
Analyst estimate revisions
| 30-day change | +0.5% |
|---|---|
| 90-day change | +2.0% |
| Forward EPS estimate | $3.91 |
Over the last 90 days, what analysts expect ACIW to earn is drifting higher (+2.0%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.
Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →
Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.
ACI Worldwide, Inc. (ACIW): score, valuation & FAQ
ACI Worldwide, Inc. (ACIW) is a Software - Infrastructure company that scores 69.3 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.
Its strongest graded signals are P/E (B+). On valuation, ACIW sits about 7% above our discounted-cash-flow fair value — the current price implies free cash flow growing about 8% next year, slowing to 4% a year by year ten.
Is ACIW a good stock to buy?
Bull Rankings scores ACIW 69.3 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by P/E (B+). A score is a quantitative screen of ACI Worldwide, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.
Why does ACIW score 69.3 on Bull Rankings?
The score leans on growth at 76.7 out of 100, with value the weakest pillar at 61.2 — the three combine geometrically, so a weak one cannot be papered over by a strong one. ACIW earns its highest marks on P/E (B+). Each signal is graded against sector-aware thresholds rather than one absolute bar, so ACIW is measured against Software - Infrastructure peers, not against the market as a whole.
Is ACIW overvalued or undervalued?
Based on $50.87, ACIW sits about 7% above our discounted-cash-flow fair value — the current price implies free cash flow growing about 8% next year, slowing to 4% a year by year ten. It trades at a 23.2x P/E (graded B+). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.
What are the main risks of investing in ACIW?
Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
New to these metrics? See the guides and the methodology.