Euronet Worldwide, Inc. — Software - Infrastructure. Scored on the same transparent 7-signal model behind the daily rankings.
★
EEFT
Euronet Worldwide, Inc. · Software - Infrastructure
FCF$306mC
Rev+6.4%C+
D/E2.20D
P/E11.1xA
PEG0.55A-
77.9Score
$76.70$2.9B
1Y Target$88.33Analyst consensus · 6 analysts
5Y Target$111.52Compound horizon
10Y Target$143.02Long-dated conviction
FCF$306mTTM · 03/26C
FCF $306m — modest; watch for margin expansion · TTM computed from 4 most-recent quarters (TTM · 03/26).
Rev+6.4%FY YoYC+
Revenue +6.4% — steady but below market-beating range · Computed from last two annual revenue figures (FY YoY).
D/E2.20D
D/E 2.20 — most levered decile in Technology (≈95th pctile)
P/E11.1xA
P/E 11.1 — cheapest decile in Technology (≈10th pctile)
PEG0.55A-
PEG 0.55 — strong; Lynch's preferred zone
Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.
Quality-growth score · 77.9
Quality0.67
Growth0.77
Value0.92
Why this score
Buying back stock
Durable high returns
Entry · Margin of safety
52-week rangeNear 52-week low
29% off the 12-month high
vs DCF fair value53% belowest. fair value ~$164
Why now
Euronet Worldwide is a mispriced growth compounder, trading at a compelling 0.55 PEG ratio and a mere 11.1 P/E TTM, despite generating $306m in free cash flow. The market is failing to recognize the value of its sticky EFT segment, which provides essential outsourced ATM and POS management solutions and card issuing services globally. The crux of the thesis rests on the continued compounding of cash flows from its entrenched payment infrastructure, driving a re-rating towards its intrinsic growth value.
Moat
Euronet's durable edge stems from the high switching costs inherent in its payment and transaction processing infrastructure, particularly within the EFT segment. Its comprehensive outsourced ATM and POS management solutions, alongside card issuing and merchant acquiring services, deeply embed Euronet into the operational backbone of financial institutions and retailers. This mission-critical integration creates significant friction for customers to switch providers, directly contributing to its robust 24.7% Return on Equity by enabling consistent revenue and pricing stability.
Risk
The bear case centers on Euronet's elevated 2.2 debt-to-equity ratio, which could become a significant headwind if global transaction volumes or consumer spending falter, particularly impacting its Money Transfer or epay segments. While the EFT segment provides stability, a broader economic slowdown could strain its balance sheet, limiting its ability to invest or service debt effectively. Confirmation of the bear case would be a sustained decline in its 7.1% profit margin, indicating pricing pressure or increased operational costs that erode profitability.
Horizon
1-3 yr $88.33 (6-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $111.52 at ~8% CAGR — dividend + buyback compounding. 10 yr $143.02 if the moat survives secular pressure.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Position sizing · EEFT
$
%
%
Shares to buy
26
Position size
$1,994
4.0% of portfolio
Stop price
$57.53
25% below $76.70
$ at risk if stopped
$498.55
budget $500.00 · 1% of portfolio
Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.
Euronet Worldwide, Inc. (EEFT): score, valuation & FAQ
Euronet Worldwide, Inc. (EEFT) is a Software - Infrastructure company that scores 77.9 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.
Its strongest graded signals are P/E (A) and PEG (A-), while D/E (D) rate weaker. On valuation, EEFT sits about 53% below our discounted-cash-flow fair value (a margin of safety).
Is EEFT a good stock to buy?
Bull Rankings scores EEFT 77.9 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by P/E (A) and PEG (A-). A score is a quantitative screen of Euronet Worldwide, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.
Why does EEFT score 77.9 on Bull Rankings?
The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). EEFT earns its highest marks on P/E (A) and PEG (A-), and is held back by D/E (D). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.
Is EEFT overvalued or undervalued?
Based on $76.70, EEFT sits about 53% below our discounted-cash-flow fair value (a margin of safety). It trades at a 11.1x× P/E (graded A). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.
What are the main risks of investing in EEFT?
The bear case centers on Euronet's elevated 2.2 debt-to-equity ratio, which could become a significant headwind if global transaction volumes or consumer spending falter, particularly impacting its Money Transfer or epay segments. While the EFT segment provides stability, a broader economic slowdown could strain its balance sheet, limiting its ability to invest or service debt effectively. Confirmation of the bear case would be a sustained decline in its 7.1% profit margin, indicating pricing pressure or increased operational costs that erode profitability.
Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.