Stock analysis · Bull Rankings model

MHO analysis

M/I Homes, Inc.Residential Construction. Scored on the same transparent model behind the daily rankings.

MHO
M/I Homes, Inc. · Residential Construction
FCF$196mC
Rev-5.0%D+
D/E0.31A-
P/E12.6xA-
PEG0.95B+
55.3Score
$150.04$3.8B
1Y Target$170.00Analyst consensus · 3 analysts
5Y Target$214.62Compound horizon
10Y Target$275.25Long-dated conviction
FCF$196mTTM
C
FCF $196m — modest; watch for margin expansion
Rev-5.0%TTM YoY
D+
Revenue -5.0% — shrinking; needs a catalyst to reverse
D/E0.31
A-
D/E 0.31 — less debt than most Consumer Cyclical peers (≈25th pctile)
P/E12.6x
A-
P/E 12.6 — cheaper than most Consumer Cyclical peers (≈25th pctile)
PEG0.95
B+
PEG 0.95 — near fair value, classic Lynch benchmark (1.0)

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 55.3
Quality0.64
Growth0.50
Value0.53
Why this score
  • Buying back stock
  • Durable high returns
  • Revenue shrinking
Entry · Margin of safety
52-week rangeNear 52-week high
8% off the 12-month high
vs DCF fair value40% aboveest. fair value ~$107
What the price assumes: free cash flow compounding at ~21% a year for the next decade — vs the ~19% a year our model projects from current growth and analyst estimates.
Quality signals · context only
Gross profitability19% · C+gross profit ÷ total assets (Novy-Marx)
ROIC9.7% · Breturn on invested capital — not score-weighted
Why now
Residential Construction · market cap $3.8b. 8% off the 52-week high of $163.66. PEG 0.95 — paying under fair value for the growth rate. 3 sell-side analysts rate this a Buy with a mean 1-yr target of $170.00 (implying +13% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
Beta 1.61 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
Horizon
1-3 yr $170.00 (3-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $214.62 at ~7% CAGR — dividend + buyback compounding. 10 yr $275.25 if the moat survives secular pressure.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

MHO vs the Top Picks average

PillarMHOBook avgDiff
Quality0.640.83-0.18
Growth0.500.91-0.41
Value0.530.75-0.22

Averaged across the 30 names in today's Top Picks (mean score 81.8). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Trend
-0.5 over 34 daily scores
From 55.8 (Jun 22) → 55.3 (now)

One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.

Shares to buy
13
Position size
$1,951
3.9% of portfolio
Stop price
$112.53
25% below $150.04
$ at risk if stopped
$487.63
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

M/I Homes, Inc. (MHO): score, valuation & FAQ

M/I Homes, Inc. (MHO) is a Residential Construction company that scores 55.3 out of 100 on the Bull Rankings quality-growth model — a middling reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are D/E (A-), P/E (A-) and PEG (B+), while Rev (D+) rate weaker. On valuation, MHO sits about 40% above our discounted-cash-flow fair value — the current price implies roughly 21% annual free-cash-flow growth over the next decade.

Is MHO a good stock to buy?

Bull Rankings scores MHO 55.3 out of 100 on its quality-growth model, which is a middling reading. That is driven by D/E (A-), P/E (A-) and PEG (B+). A score is a quantitative screen of M/I Homes, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does MHO score 55.3 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). MHO earns its highest marks on D/E (A-), P/E (A-) and PEG (B+), and is held back by Rev (D+). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is MHO overvalued or undervalued?

Based on $150.04, MHO sits about 40% above our discounted-cash-flow fair value — the current price implies roughly 21% annual free-cash-flow growth over the next decade. It trades at a 12.6x× P/E (graded A-). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in MHO?

Beta 1.61 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.

More Homebuilding stocks by score

All Consumer Cyclical rankings →

Analyze another ticker →