COMPARE · Reviewed July 29, 2026
MHO vs MTH
Verdict: Side-by-side breakdown using the Bull Rankings model. MHO scored 55.9, MTH scored 51.2 — MHO leads.
Compare another set
MHO
M/I Homes, Inc.
55.9
$151.59 · $3.9B
fundamentals as of
Score gap
4.7
MHO leads
MTH
Meritage Homes Corporation
51.2
$70.83 · $4.7B
fundamentals as of
The model, pillar by pillar (0–100 each)
MHO
stronger →← stronger
MTH
67
Qualityreturns · margins · balance sheet
55
49
Growthrevenue & earnings expansion
50
53
Valuevaluation vs sector peers
49
MHO is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
MHO
MTH
$200mC
FCF
$238mC
-1.6%D+
Rev
-8.3%D
0.32A-
D/E
0.37A-
12.7xA-
P/E
12.9xA-
0.95B+
PEG
0.54A-
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
MHO
MTH
32% above
Price vs fair valuelower is cheaper
9% above
~21%/yr
Growth the price implies10-yr FCF · lower = less priced in
~17%/yr
-40%
1-yr DCF upside
-30%
-24%
5-yr DCF upside
-9%
+3%
10-yr DCF upside
+33%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
MHO
Why this score
- Buying back stock
- Durable high returns
MTH
Why this score
- Buying back stock
- Raising its dividend
- Revenue shrinking
The companies
MHOM/I Homes, Inc.
Why now
Residential Construction · market cap $3.9b. 7% off the 52-week high of $163.66. PEG 0.95 — paying under fair value for the growth rate. 3 sell-side analysts publish a mean 1-yr target of $163.33 (implying +8% upside).
Moat
ROE 11% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Beta 1.60 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
MTHMeritage Homes Corporation
Why now
Residential Construction · market cap $4.7b. 17% off the 52-week high of $85.38. Revenue -8% — in contraction; any catalyst that reverses this triggers re-rating. PEG 0.54 — paying under fair value for the growth rate. 8 sell-side analysts rate this a Buy with a mean 1-yr target of $81.63 (implying +15% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
Revenue contracting -8% — the operational turn is not yet visible in the top line. ROE 8% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.