Stock analysis · Bull Rankings model

YOU analysis

Clear Secure, Inc.Software - Application. Scored on the same transparent model behind the daily rankings.

YOU
Clear Secure, Inc. · Software - Application
FCF$508mC+
Rev+19.8%B+
D/E
P/E34.7xB
PEG2.12C
70.8Score
$51.29$7.0B
1Y Target$60.60Analyst consensus · 5 analysts
5Y Target$88.72Compound horizon
10Y Target$131.62Long-dated conviction
FCF$508mTTM
C+
FCF $508m — respectable but not differentiating
Rev+19.8%TTM YoY
B+
Revenue +19.8% — above sector median, healthy trajectory
D/E
D/E data unavailable — neutral default
P/E34.7x
B
P/E 34.7 — near the Technology median (≈60th pctile)
PEG2.12proxy
C
PEG 2.12 — expensive relative to growth rate · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 70.8
Quality0.94
Growth1.00
Value0.38
Why this score
  • Durable high returns
Entry · Margin of safety
52-week rangeMid-range
18% off the 12-month high
vs DCF fair value39% belowest. fair value ~$84
What the price assumes: free cash flow compounding at ~2% a year for the next decade — vs the ~25% a year our model projects from current growth and analyst estimates.
Quality signals · context only
ROIC96.3% · Areturn on invested capital — not score-weighted
Why now
Software - Application · market cap $7.0b. 18% off the 52-week high of $62.73. Revenue growing +20%, comfortably above the S&P median. 5 sell-side analysts rate this a Buy with a mean 1-yr target of $60.60 (implying +18% upside).
Moat
Net margin 21% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong. Software economics — recurring revenue, embedded customer workflows, and high gross margin all compound the moat once a base account is won. Switching costs are the lever.
Risk
Trailing P/E 35x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Horizon
1-3 yr $60.60 (5-analyst consensus) — fundamentals + valuation re-rating. 5 yr $88.72 at ~12% CAGR — compounding case rests on the competitive position widening. 10 yr $131.62 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

YOU vs the Top Picks average

PillarYOUBook avgDiff
Quality0.940.83+0.10
Growth1.000.92+0.08
Value0.380.75-0.37

Averaged across the 30 names in today's Top Picks (mean score 82.4). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Trend
-0.8 over 36 daily scores
From 71.6 (Jun 22) → 70.8 (now)

One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.

Shares to buy
38
Position size
$1,949
3.9% of portfolio
Stop price
$38.47
25% below $51.29
$ at risk if stopped
$487.25
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

Clear Secure, Inc. (YOU): score, valuation & FAQ

Clear Secure, Inc. (YOU) is a Software - Application company that scores 70.8 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are Rev (B+). On valuation, YOU sits about 39% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly 2% annual free-cash-flow growth over the next decade.

Is YOU a good stock to buy?

Bull Rankings scores YOU 70.8 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by Rev (B+). A score is a quantitative screen of Clear Secure, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does YOU score 70.8 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). YOU earns its highest marks on Rev (B+). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is YOU overvalued or undervalued?

Based on $51.29, YOU sits about 39% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly 2% annual free-cash-flow growth over the next decade. It trades at a 34.7x× P/E (graded B). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in YOU?

Trailing P/E 35x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.

More Software stocks by score

All Technology rankings →

Analyze another ticker →