Education & Training Services. Scored on the same transparent model behind the daily rankings.
★
TAL
TAL Education Group · Education & Training Services
70.5Score
$12.86Oct 9 close$7.1B
1Y Target$16.10Analyst consensus · 18 analysts
5Y Target$23.57Compound horizon
10Y Target$34.96Long-dated conviction
FCF$508mFY · 02/26C+
FCF $508m — respectable but not differentiating · From the fiscal year ended 02/26 in SEC filings (OCF − CapEx) — this company files no quarterly cash-flow series, so a trailing-twelve-month figure can't be assembled.
Rev+33.7%FY YoYA
Revenue +33.7% — hypergrowth, top decile · Latest fiscal year vs the prior one, from SEC filings — a trailing-twelve-month comparison couldn't be assembled from this company's filings.
D/E0.10A
D/E 0.10 — least levered decile in Consumer Defensive (≈10th pctile)
P/E8.0xA
P/E 8.0 — cheapest decile in Consumer Defensive (≈10th pctile)
PEG2.90C
PEG 2.90 — expensive relative to growth rate
Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology
Quality-growth score · 70.5
Quality67.7
Growth66.9
Value77.3
Why this score
Buying back stock
Entry · Margin of safety
52-week rangeNear 52-week high
4% off the 12-month high
vs DCF fair value16% aboveest. fair value ~$11
What the price assumes: free cash flow growing about 2% next year, rising to 4% a year by year ten — vs a starting rate of ~-5% our model takes as the middle of three readings — analyst estimates, last year's revenue growth, and the company's own multi-year record.
Quality signals
Gross profitability28% · Bgross profit ÷ total assets — not in the score
ROIC4.8% · C+return on invested capital — leads the quality score
Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards
Why now
Education & Training Services · market cap $7.1b. 4% off the 52-week high of $13.37. Revenue growing +34% — in hypergrowth territory. 18 sell-side analysts publish a mean 1-yr target of $16.10 (implying +25% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 14% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 96% of net income — earnings translate cleanly into cash.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
Horizon
1-3 yr $16.10 (18-analyst consensus) — fundamentals + valuation re-rating. 5 yr $23.57 at ~13% CAGR — compounding case rests on the competitive position widening. 10 yr $34.96 if current growth sustains into durable earnings power.
TAL vs the Top Picks average
Pillar
TAL
Book avg
Diff
Quality
68
83
-15
Growth
67
89
-22
Value
77
76
in line
Average of today's Top 30 (mean score 82.6); size and sector limits also decide the book.
Score history · TAL
Trend
+6.5 over 80 daily scores
From 64.0 (Jun 22) → 70.5 (now)
One point per daily run; read From → To for the actual range.
TAL at a glance
Same audited fundamentals as the score, unless a card says otherwise.
Analyst estimate revisions
30-day change
+0.1%
90-day change
+12.8%
Forward EPS estimate
$1.17
Over the last 90 days, what analysts expect TAL to earn is materially higher (+12.8%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.
Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →
Position sizing · TAL
$
%
%
Shares to buy
155
Position size
$1,993
4.0% of portfolio
Stop price
$9.64
25% below $12.86
$ at risk if stopped
$498.32
budget $500.00 · 1% of portfolio
Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.
TAL Education Group (TAL): score, valuation & FAQ
TAL Education Group (TAL) is an Education & Training Services company that scores 70.5 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.
Its strongest graded signals are Rev (A), D/E (A) and P/E (A). On valuation, TAL sits about 16% above our discounted-cash-flow fair value — the current price implies free cash flow growing about 2% next year, rising to 4% a year by year ten.
Is TAL a good stock to buy?
Bull Rankings scores TAL 70.5 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by Rev (A), D/E (A) and P/E (A). A score is a quantitative screen of TAL Education Group's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.
Why does TAL score 70.5 on Bull Rankings?
The score leans on value at 77.3 out of 100, with growth the weakest pillar at 66.9 — the three combine geometrically, so a weak one cannot be papered over by a strong one. TAL earns its highest marks on Rev (A), D/E (A) and P/E (A). Each signal is graded against sector-aware thresholds rather than one absolute bar, so TAL is measured against Education & Training Services peers, not against the market as a whole.
Is TAL overvalued or undervalued?
Based on $12.86, TAL sits about 16% above our discounted-cash-flow fair value — the current price implies free cash flow growing about 2% next year, rising to 4% a year by year ten. It trades at an 8.0x P/E (graded A). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.
What are the main risks of investing in TAL?
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.