Stock analysis · Bull Rankings model

TAL analysis

TAL Education GroupDiversified Consumer Services. Scored on the same transparent model behind the daily rankings.

TAL
TAL Education Group · Diversified Consumer Services
FCF
Rev+32.4%A
D/E0.00A
P/E6.0xA
PEG
76.8Score
$11.32$5.5B
1Y Target$13.02Model estimate · no analyst coverage
5Y Target$19.06Compound horizon
10Y Target$28.27Long-dated conviction
FCFTTM
FCF not applicable for this sector (bank / insurer / REIT) or data unavailable
Rev+32.4%TTM YoY
A
Revenue +32.4% — hypergrowth, top decile
D/E0.00
A
D/E 0.00 — essentially debt-free, pristine balance sheet
P/E6.0x
A
P/E 6.0 — deep value; well below S&P median (~20x)
PEG
PEG not meaningful — earnings growth negative or data unavailable

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 76.8
Quality71.8
Growth65.2
Value96.8
Why this score
  • Buying back stock
Entry · Margin of safety
52-week rangeMid-range
15% off the 12-month high

Model-generatedGenerated by the Bull Rankings model from this company's reported fundamentals, and checked against the figures shown above.

Why now
Diversified Consumer Services · market cap $5.5b. 15% off the 52-week high of $13.37. Revenue growing +32% — in hypergrowth territory.
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 25% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
Horizon
1-3 yr $13.02 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $19.06 at ~11% CAGR — compounding case rests on the competitive position widening. 10 yr $28.27 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

TAL vs the Top Picks average

PillarTALBook avgDiff
Quality0.720.84-0.12
Growth0.650.84-0.19
Value0.970.78+0.19

Averaged across the 30 names in today's Top Picks (mean score 81.5). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Trend
+12.8 over 45 daily scores
From 64.0 (Jun 22) → 76.8 (now)

One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.

Analyst estimate revisions

30-day change+12.8%
90-day change+12.7%
Forward EPS estimate$1.17

Over the last 90 days, what analysts expect TAL to earn is materially higher (+12.7%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

A rising estimate means expectations are improving, not that the price has failed to keep up — and estimates get cut as readily as they get raised. It is not part of the Bull Rankings score. Biggest movers across the market →

Shares to buy
176
Position size
$1,992
4.0% of portfolio
Stop price
$8.49
25% below $11.32
$ at risk if stopped
$498.08
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

TAL Education Group (TAL): score, valuation & FAQ

TAL Education Group (TAL) is a Diversified Consumer Services company that scores 76.8 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are Rev (A), D/E (A) and P/E (A).

Is TAL a good stock to buy?

Bull Rankings scores TAL 76.8 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by Rev (A), D/E (A) and P/E (A). A score is a quantitative screen of TAL Education Group's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does TAL score 76.8 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). TAL earns its highest marks on Rev (A), D/E (A) and P/E (A). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is TAL overvalued or undervalued?

We don't compute a reliable discounted-cash-flow value for TAL — typically because it is not yet consistently profitable or free-cash-flow positive — so its valuation rests on growth and price-to-sales rather than on earnings-based intrinsic value. Judge it on the trajectory of the business, not a single multiple.

What are the main risks of investing in TAL?

Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial advisor.

Analyze another ticker →