Stock analysis · Bull Rankings model

FIS analysis

Fidelity National Information Services, Inc.Information Technology Services. Scored on the same transparent model behind the daily rankings.

FIS
Fidelity National Information Services, Inc. · Information Technology Services
FCF$2.8bB
Rev+18.3%B+
D/E1.33C
P/E6.4xA
PEG0.23A
72.5Score
$41.34$21.3B
1Y Target$51.04Analyst consensus · 23 analysts
5Y Target$64.44Compound horizon
10Y Target$82.64Long-dated conviction
FCF$2.8bTTM
B
FCF $2.8b — solid, comfortably covers operations and capital return
Rev+18.3%TTM YoY
B+
Revenue +18.3% — above sector median, healthy trajectory
D/E1.33
C
D/E 1.33 — more levered than most Technology peers (≈90th pctile)
P/E6.4x
A
P/E 6.4 — cheapest decile in Technology (≈10th pctile)
PEG0.23
A
PEG 0.23 — exceptional; paying well under fair value for growth

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 72.5
Quality68.9
Growth59.0
Value93.8
Why this score
  • Raising its dividend
Entry · Margin of safety
52-week rangeNear 52-week low
42% off the 12-month high
vs DCF fair value61% belowest. fair value ~$106
What the price assumes: free cash flow compounding at ~-16% a year for the next decade — vs the ~8% a year our model projects from current growth and analyst estimates.
Quality signals · context only
Gross profitability10% · Cgross profit ÷ total assets (Novy-Marx)
ROIC4.1% · C+return on invested capital — not score-weighted

Model-generatedGenerated by the Bull Rankings model from this company's reported fundamentals, and checked against the figures shown above.

Why now
FIS’s Banking Solutions platform is locking in a wave of digital‑banking spend, driving 18.3% revenue growth YoY while delivering a 27.6% profit margin and a $2.8B free‑cash‑flow run‑rate. Our Bull Rankings model gives the stock a 79.3/100 quality‑growth score, with Value as the strongest pillar, underscoring that the market is overly pessimistic – the reverse‑DCF implies a -14% FCF growth rate versus the actual growth trajectory. The thesis rests on the compounding power of high‑margin core processing fees that will keep cash generation expanding as banks deepen their digital footprints.
Moat
The core processing and ancillary applications sold to banks create multi‑year contracts and high switching costs, locking in revenue streams that fuel a 21% ROE. FIS’s integrated fraud, risk‑management and compliance suite further entrenches relationships, making it costly for competitors to replace the end‑to‑end stack across the Banking Solutions segment.
Risk
The stock trades at a modest PE of 8.6, but a debt‑to‑equity of 1.32 signals leverage that could bite if interest rates rise or if a major banking client consolidates, compressing margins. A beta of 0.81 tempers volatility, yet any slowdown in the 18% revenue growth pace would validate the reverse‑DCF’s -14% growth assumption and push the price back toward its 52‑week low of $37.42. A widening credit spread would be the trigger that confirms the bear case.
Horizon
1-3 yr $51.04 (23-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $64.44 at ~9% CAGR — dividend + buyback compounding. 10 yr $82.64 if the moat survives secular pressure.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

FIS vs the Top Picks average

PillarFISBook avgDiff
Quality0.690.84-0.15
Growth0.590.84-0.25
Value0.940.78+0.16

Averaged across the 30 names in today's Top Picks (mean score 81.5). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Trend
+0.1 over 47 daily scores
From 72.4 (Jun 22) → 72.5 (now)

One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.

Analyst estimate revisions

30-day change-2.1%
90-day change-2.1%
Forward EPS estimate$6.70

Over the last 90 days, what analysts expect FIS to earn is drifting lower (-2.1%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

A rising estimate means expectations are improving, not that the price has failed to keep up — and estimates get cut as readily as they get raised. It is not part of the Bull Rankings score. Biggest movers across the market →

Shares to buy
48
Position size
$1,984
4.0% of portfolio
Stop price
$31.01
25% below $41.34
$ at risk if stopped
$496.08
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

Fidelity National Information Services, Inc. (FIS): score, valuation & FAQ

Fidelity National Information Services, Inc. (FIS) is a Information Technology Services company that scores 72.5 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are P/E (A), PEG (A) and Rev (B+). On valuation, FIS sits about 61% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly -16% annual free-cash-flow growth over the next decade.

Is FIS a good stock to buy?

Bull Rankings scores FIS 72.5 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by P/E (A), PEG (A) and Rev (B+). A score is a quantitative screen of Fidelity National Information Services, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does FIS score 72.5 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). FIS earns its highest marks on P/E (A), PEG (A) and Rev (B+). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is FIS overvalued or undervalued?

Based on $41.34, FIS sits about 61% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly -16% annual free-cash-flow growth over the next decade. It trades at a 6.4x P/E (graded A). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in FIS?

The stock trades at a modest PE of 8.6, but a debt‑to‑equity of 1.32 signals leverage that could bite if interest rates rise or if a major banking client consolidates, compressing margins. A beta of 0.81 tempers volatility, yet any slowdown in the 18% revenue growth pace would validate the reverse‑DCF’s -14% growth assumption and push the price back toward its 52‑week low of $37.42. A widening credit spread would be the trigger that confirms the bear case.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial advisor.

More Payments & Fintech Software stocks by score

All Technology rankings →

Analyze another ticker →