D/E 0.95 — above the Technology debt median (≈75th pctile)
P/E36.8xB
P/E 36.8 — near the Technology median (≈60th pctile)
PEG1.44B
PEG 1.44 — acceptable premium for growth
Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.
Quality-growth score · 75.4
Quality0.77
Growth0.86
Value0.64
Why this score
Raising its dividend
Entry · Margin of safety
52-week rangeNear 52-week low
46% off the 12-month high
vs DCF fair value4% aboveest. fair value ~$31
Quality signals · context only
Gross profitability36% · B+gross profit ÷ total assets (Novy-Marx)
ROIC12.6% · B+return on invested capital — not score-weighted
Why now
Software - Application · market cap $9.7b. Down 46% from 52-week high of $59.25 — deep drawdown territory. Revenue growing +11%, comfortably above the S&P median. 15 sell-side analysts rate this a Buy with a mean 1-yr target of $45.07 (implying +41% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 23% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 174% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 46% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Trailing P/E 37x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Horizon
1-3 yr $45.07 (15-analyst consensus) — fundamentals + valuation re-rating. 5 yr $65.98 at ~16% CAGR — compounding case rests on the competitive position widening. 10 yr $97.88 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Score history · BSY
Trend
-0.5 over 14 daily scores
From 75.9 (Jun 22) → 75.4 (now)
One point per daily model run. The range autoscales, so a flat-looking line can still hide 1–2 point moves — read the From → To values for the actual range.
Position sizing · BSY
$
%
%
Shares to buy
62
Position size
$1,982
4.0% of portfolio
Stop price
$23.98
25% below $31.98
$ at risk if stopped
$495.61
budget $500.00 · 1% of portfolio
Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.
Bentley Systems, Incorporated (BSY) is a Software - Application company that scores 75.4 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.
On valuation, BSY sits about 4% above our discounted-cash-flow fair value (i.e. the DCF flags it as rich).
Is BSY a good stock to buy?
Bull Rankings scores BSY 75.4 out of 100 on its quality-growth model, which is a solid, above-average reading. A score is a quantitative screen of Bentley Systems, Incorporated's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.
Why does BSY score 75.4 on Bull Rankings?
The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). BSY grades middle-of-pack across the strip. Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.
Is BSY overvalued or undervalued?
Based on $31.98, BSY sits about 4% above our discounted-cash-flow fair value (i.e. the DCF flags it as rich). It trades at a 36.8x× P/E (graded B). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.
What are the main risks of investing in BSY?
Down 46% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Trailing P/E 37x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.