Not enough history yet — the model records MA's score after each daily run, and the chart appears once a few days have accumulated.
MA at a glance
Same audited fundamentals as the score, unless a card says otherwise.
Analyst estimate revisions
| 30-day change | +0.1% |
|---|---|
| 90-day change | +1.1% |
| Forward EPS estimate | $23.03 |
Over the last 90 days, what analysts expect MA to earn is drifting higher (+1.1%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.
Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →
Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.
Mastercard Incorporated (MA): score, valuation & FAQ
Mastercard Incorporated (MA) is a Credit Services company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.
Its strongest graded signals are FCF (A-) and Rev (B+), while D/E (D) and P/E (D) rate weaker.
Is MA a good stock to buy?
Bull Rankings grades MA on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. That is driven by FCF (A-) and Rev (B+). A score is a quantitative screen of Mastercard Incorporated's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.
How does Bull Rankings grade MA?
As a bank, insurer or REIT, MA isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage, where it rates strongest on FCF (A-) and Rev (B+) and weakest on D/E (D) and P/E (D).
Is MA overvalued or undervalued?
We don't publish a discounted-cash-flow value for MA, and not because the business is unprofitable. For a lender, insurer or property trust, "free cash flow" measures balance-sheet growth rather than owner earnings — loan originations and repayments run through operating cash flow — so discounting it would produce a confident-looking number with nothing behind it. MA is judged on book value, return on equity and income cover instead, which is what the financial-strength card shows.
What are the main risks of investing in MA?
D/E 4.40 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Trading within 2% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Trailing P/E 32x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
New to these metrics? See the guides and the methodology.