Bull Rankings model

eToro Group Ltd. (ETOR) stock analysis

Capital Markets. Scored on the same transparent model behind the daily rankings.

★
ETOR
eToro Group Ltd. · Capital Markets
66.3Financial strength
$25.90Oct 9 close$2.1B
1Y Target$46.80Analyst consensus · 15 analysts
5Y Target$59.08Compound horizon
10Y Target$75.77Long-dated conviction
Rev+9.4%
B
Revenue +9.4% — at or above S&P median
P/E9.6x
A-
P/E 9.6 — cheaper than most Financial Services peers (≈25th pctile)
ROE19.5%
B+
ROE 19.5% — above long-run market (~13%)
P/B1.55
B
P/B 1.55 — fair; a premium the market pays for returns
Yield0.0%
C
No dividend / yield n/a

Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology

Financial strength · 66.3 / 100
Profitability88.5
Value (P/B)63.2
Income30.0

A peer-relative read for financials on profitability (ROE), valuation, and covered income — the quality-growth (FCF/ROIC) screen doesn't apply to balance-sheet businesses. Not comparable to the 0–100 quality-growth score shown on other stocks.

Entry · Margin of safety
52-week rangeNear 52-week low
41% off the 12-month high

Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards

Why now
Capital Markets · market cap $2.1b. Down 41% from 52-week high of $44.21 — deep drawdown territory. PEG 0.43 — paying under fair value for the growth rate. 15 sell-side analysts rate this a Buy with a mean 1-yr target of $46.80 (implying +81% upside).
Moat
ROE 19% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Down 41% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Net margin 2.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Regulatory capital risk — stricter capital requirements (CCAR, Basel) can force a dividend cut or a capital raise; the largest banks are most exposed because they're held to the tightest standards.
Horizon
1-3 yr $46.80 (15-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $59.08 at ~18% CAGR — earnings growth has to outrun share dilution. 10 yr $75.77 if the moat survives secular pressure.

Not enough history yet — the model records ETOR's score after each daily run, and the chart appears once a few days have accumulated.

ETOR at a glance

FINANCIAL STRENGTH · BANKPROFITABILITY88VALUE63COVERED INCOME3066.3/100 on our peer scale — not the quality-growth score.
PRICE IN ITS 52-WEEK RANGE$25.9LOW $24.7HIGH $44.2Trading near its 52-week low ($24.7–$44.2).
ONE-YEAR MOVE VS ITS BETAFLATThis stock-35%Trailing one-year price change. Price history is not an inputto the Bull Rankings score.

Same audited fundamentals as the score, unless a card says otherwise.

Analyst estimate revisions

30-day change+2.5%
90-day change-6.5%
Forward EPS estimate$3.11

Over the last 90 days, what analysts expect ETOR to earn is materially lower (-6.5%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →

Shares to buy
77
Position size
$1,994
4.0% of portfolio
Stop price
$19.42
25% below $25.90
$ at risk if stopped
$498.57
budget $500.00 · 1% of portfolio

Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.

eToro Group Ltd. (ETOR): score, valuation & FAQ

eToro Group Ltd. (ETOR) is a Capital Markets company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.

Its strongest graded signals are P/E (A-) and ROE (B+).

Is ETOR a good stock to buy?

Bull Rankings grades ETOR on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. That is driven by P/E (A-) and ROE (B+). A score is a quantitative screen of eToro Group Ltd.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

How does Bull Rankings grade ETOR?

As a bank, insurer or REIT, ETOR isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage, where it rates strongest on P/E (A-) and ROE (B+).

Is ETOR overvalued or undervalued?

We don't publish a discounted-cash-flow value for ETOR, and not because the business is unprofitable. For a lender, insurer or property trust, "free cash flow" measures balance-sheet growth rather than owner earnings — loan originations and repayments run through operating cash flow — so discounting it would produce a confident-looking number with nothing behind it. ETOR is judged on book value, return on equity and income cover instead, which is what the financial-strength card shows.

What are the main risks of investing in ETOR?

Down 41% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Net margin 2.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Regulatory capital risk — stricter capital requirements (CCAR, Basel) can force a dividend cut or a capital raise; the largest banks are most exposed because they're held to the tightest standards.

New to these metrics? See the guides and the methodology.

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