Bull Rankings model

CBIZ, Inc. (CBZ) stock analysis

Specialty Business Services. Scored on the same transparent model behind the daily rankings.

★
CBZ
CBIZ, Inc. · Specialty Business Services
65.2Score
$54.82Oct 9 close$3.0B
1Y Target$63.04Model estimate · no analyst coverage
5Y Target$92.30Compound horizon
10Y Target$136.92Long-dated conviction
FCF$274mTTM · 06/26
C
FCF $274m — modest; watch for margin expansion · Trailing twelve months to 06/26 (operating cash flow − capex).
Rev+52.1%FY YoY
A
Revenue +52.1% — hypergrowth, top decile · Computed from the last two annual revenue figures (FY YoY).
D/E1.02
C+
D/E 1.02 — above the Industrials debt median (≈75th pctile)
P/E26.4x
B
P/E 26.4 — near the Industrials median (≈60th pctile)
PEG1.22
B
PEG 1.22 — acceptable premium for growth

Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology

Quality-growth score · 65.2
Quality44.5
Growth87.0
Value71.7
Entry · Margin of safety
52-week rangeNear 52-week high
3% off the 12-month high
vs DCF fair value55% belowest. fair value ~$121
What the price assumes: free cash flow shrinking about 5% next year, then recovering toward 4% a year by year ten — vs a starting rate of ~23% our model takes as the middle of three readings — analyst estimates, last year's revenue growth, and the company's own multi-year record.

Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards

Why now
Specialty Business Services · market cap $3.0b. Trading near 52-week high of $56.41 — momentum setup, limited technical margin of safety. Revenue growing +52% — in hypergrowth territory.
Moat
Free cash flow runs well ahead of reported net income, mostly because of depreciation and amortization ($96m) — non-cash charges that hold down reported earnings while cash generation stays strong.
Risk
Trading within 3% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 4.4% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. ROE 6% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Horizon
1-3 yr $63.04 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $92.30 at ~11% CAGR — compounding case rests on the competitive position widening. 10 yr $136.92 if current growth sustains into durable earnings power.

CBZ vs the Top Picks average

PillarCBZBook avgDiff
Quality4483-39
Growth8789-2
Value7276-4

Average of today's Top 30 (mean score 82.6); size and sector limits also decide the book.

Trend
-4.9 over 81 daily scores
From 70.1 (Jun 22) → 65.2 (now)

One point per daily run; read From → To for the actual range.

CBZ at a glance

THE BULL RANKINGS SCORECARD65.2/ 100 · BULL SCOREPEER MEDIANQUALITY44.5GROWTH87.0VALUE71.7Reverse-DCF · Price implies roughly no growth from here.
PRICE vs OUR DCF FAIR VALUE$94.3$173FAIR-VALUE RANGE$54.8PRICEOur DCF fair value ~$121 · price $54.8 is 55% below it.
PRICE IN ITS 52-WEEK RANGE$54.8LOW $24.3HIGH $56.4Trading near its 52-week high ($24.3–$56.4).
WHERE THIS SCORE SITS0255075100CBZ 65.2Top 17% of 1,709 companies on the quality-growth score.

Same audited fundamentals as the score, unless a card says otherwise.

Analyst estimate revisions

30-day change+0.0%
90-day change-5.5%
Forward EPS estimate$4.25

Over the last 90 days, what analysts expect CBZ to earn is materially lower (-5.5%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →

Shares to buy
36
Position size
$1,974
3.9% of portfolio
Stop price
$41.12
25% below $54.82
$ at risk if stopped
$493.38
budget $500.00 · 1% of portfolio

Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.

CBIZ, Inc. (CBZ): score, valuation & FAQ

CBIZ, Inc. (CBZ) is a Specialty Business Services company that scores 65.2 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are Rev (A). On valuation, CBZ sits about 55% below our discounted-cash-flow fair value (a margin of safety) — the current price implies free cash flow shrinking about 5% next year, then recovering toward 4% a year by year ten.

Is CBZ a good stock to buy?

Bull Rankings scores CBZ 65.2 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by Rev (A). A score is a quantitative screen of CBIZ, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does CBZ score 65.2 on Bull Rankings?

The score leans on growth at 87.0 out of 100, with quality the weakest pillar at 44.5 — the three combine geometrically, so a weak one cannot be papered over by a strong one. CBZ earns its highest marks on Rev (A). Each signal is graded against sector-aware thresholds rather than one absolute bar, so CBZ is measured against Specialty Business Services peers, not against the market as a whole.

Is CBZ overvalued or undervalued?

Based on $54.82, CBZ sits about 55% below our discounted-cash-flow fair value (a margin of safety) — the current price implies free cash flow shrinking about 5% next year, then recovering toward 4% a year by year ten. It trades at a 26.4x P/E (graded B). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in CBZ?

Trading within 3% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 4.4% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. ROE 6% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.

New to these metrics? See the guides and the methodology.

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