Bull Rankings model

RenaissanceRe Holdings Ltd. (RNR) stock analysis

Insurance - Reinsurance. Scored on the same transparent model behind the daily rankings.

★
RNR
RenaissanceRe Holdings Ltd. · Insurance - Reinsurance
72.3Financial strength
$340.82Oct 13 close$14.2B
1Y Target$347.69Analyst consensus · 16 analysts
5Y Target$438.95Compound horizon
10Y Target$562.94Long-dated conviction
Rev+9.7%
B
Revenue +9.7% — at or above S&P median
P/E5.9x
A
P/E 5.9 — cheapest decile in Financial Services (≈10th pctile)
ROE21.5%
A-
ROE 21.5% — a high bar (above 20%)
P/B1.28
B+
P/B 1.28 — reasonable for a quality bank
Yield0.5%
C
Yield 0.5% — minimal

Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology

Financial strength · 72.3 / 100
Profitability91.5
Value (P/B)73.8
Income36.1

A peer-relative read for financials on profitability (ROE), valuation, and covered income — the quality-growth (FCF/ROIC) screen doesn't apply to balance-sheet businesses. Not comparable to the 0–100 quality-growth score shown on other stocks.

Entry · Margin of safety
52-week rangeNear 52-week high
0% off the 12-month high

Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards

Why now
Insurance - Reinsurance · market cap $14.2b. Trading near 52-week high of $342.38 — momentum setup, limited technical margin of safety. 16 sell-side analysts rate this a Hold with a mean 1-yr target of $347.69 (implying +2% upside).
Moat
Net margin 24% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 21% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trading within 0% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Horizon
1-3 yr $347.69 (16-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $438.95 at ~5% CAGR — dividend + buyback compounding. 10 yr $562.94 if the moat survives secular pressure.

Not enough history yet — the model records RNR's score after each daily run, and the chart appears once a few days have accumulated.

RNR at a glance

FINANCIAL STRENGTH · BANKPROFITABILITY91VALUE74COVERED INCOME3672.3/100 on our peer scale — not the quality-growth score.
PRICE IN ITS 52-WEEK RANGE$341LOW $231HIGH $342Trading near its 52-week high ($231–$342).
ONE-YEAR MOVE VS ITS BETAFLATThis stock+26%Trailing one-year price change. Price history is not an inputto the Bull Rankings score.

Same audited fundamentals as the score, unless a card says otherwise.

Analyst estimate revisions

30-day change+1.2%
90-day change+2.0%
Forward EPS estimate$41.48

Over the last 90 days, what analysts expect RNR to earn is drifting higher (+2.0%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →

Shares to buy
5
Position size
$1,704
3.4% of portfolio
Stop price
$255.62
25% below $340.82
$ at risk if stopped
$426.02
budget $500.00 · 1% of portfolio

Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.

RenaissanceRe Holdings Ltd. (RNR): score, valuation & FAQ

RenaissanceRe Holdings Ltd. (RNR) is an Insurance - Reinsurance company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.

Its strongest graded signals are P/E (A), ROE (A-) and P/B (B+).

Is RNR a good stock to buy?

Bull Rankings grades RNR on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. That is driven by P/E (A), ROE (A-) and P/B (B+). A score is a quantitative screen of RenaissanceRe Holdings Ltd.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

How does Bull Rankings grade RNR?

As a bank, insurer or REIT, RNR isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage, where it rates strongest on P/E (A), ROE (A-) and P/B (B+).

Is RNR overvalued or undervalued?

We don't publish a discounted-cash-flow value for RNR, and not because the business is unprofitable. For a lender, insurer or property trust, "free cash flow" measures balance-sheet growth rather than owner earnings — loan originations and repayments run through operating cash flow — so discounting it would produce a confident-looking number with nothing behind it. RNR is judged on book value, return on equity and income cover instead, which is what the financial-strength card shows.

What are the main risks of investing in RNR?

Trading within 0% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.

New to these metrics? See the guides and the methodology.

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