★
AIG
American International Group Inc · Insurance
FCF——
Rev+24.2%A-
D/E0.22A-
P/E12.9xB+
PEG0.53A-
79Score
$77.051Y Target$88.61Near-term target
5Y Target$124.09Compound horizon
10Y Target$182.41Long-dated conviction
FCF—TTM—
FCF not applicable for this sector (bank / insurer / REIT) or data unavailable
Rev+24.2%TTM YoYA-
Revenue +24.2% — strong growth, well above S&P median (~7%) · TTM YoY from trailing-4-quarter revenue sum vs prior 4 quarters.
D/E0.22totalA-
D/E 0.22 — conservative leverage, strong balance sheet · Total D/E computed from balance sheet (short-term + long-term debt + lease obligations) ÷ stockholders equity. More accurate than native field, which often uses long-term debt only.
P/E12.9xB+
P/E 12.9 — at or below S&P median, reasonable
PEG0.53proxyA-
PEG 0.53 — strong; Lynch's preferred zone · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).
Why now
Insurance · market cap $40.9b. 12% off the 52-week high of $87.46. Revenue growing +24%, comfortably above the S&P median. PEG 0.53 — paying under fair value for the growth rate.
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
ROE 8% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Horizon
1-3 yr $88.61 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $124.09 at ~10% CAGR — compounding case rests on the competitive position widening. 10 yr $182.41 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Position sizing · AIG
Shares to buy
25
Position size
$1,926
3.9% of portfolio
Stop price
$57.79
25% below $77.05
$ at risk
$500.00
1% of portfolio
Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.