Bull Rankings model

Aegon Ltd. (AEG) stock analysis

Insurance - Diversified. Scored on the same transparent model behind the daily rankings.

★
AEG
Aegon Ltd. · Insurance - Diversified
71.3Financial strength
$8.33Oct 13 close$12.3B
1Y Target$9.58Model estimate · no analyst coverage
5Y Target$14.03Compound horizon
10Y Target$20.81Long-dated conviction
Rev+37.6%
A
Revenue +37.6% — hypergrowth, top decile
P/E12.1x
B
P/E 12.1 — near the Financial Services median (≈60th pctile)
ROE11.1%
B
ROE 11.1% — acceptable capital return
P/B1.23
B+
P/B 1.23 — reasonable for a quality bank
Yield5.9%
A-
Yield 5.9% — strong income

Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology

Financial strength · 71.3 / 100
Profitability59.3
Value (P/B)75.6
Income87.6

A peer-relative read for financials on profitability (ROE), valuation, and covered income — the quality-growth (FCF/ROIC) screen doesn't apply to balance-sheet businesses. Not comparable to the 0–100 quality-growth score shown on other stocks.

Entry · Margin of safety
52-week rangeMid-range
13% off the 12-month high

Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards

Why now
Insurance - Diversified · market cap $12.3b. 13% off the 52-week high of $9.61. Revenue growing +38% — in hypergrowth territory.
Moat
ROE 11% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Horizon
1-3 yr $9.58 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $14.03 at ~11% CAGR — compounding case rests on the competitive position widening. 10 yr $20.81 if current growth sustains into durable earnings power.

Not enough history yet — the model records AEG's score after each daily run, and the chart appears once a few days have accumulated.

AEG at a glance

FINANCIAL STRENGTH · BANKPROFITABILITY59VALUE76COVERED INCOME8871.3/100 on our peer scale — not the quality-growth score.
PRICE IN ITS 52-WEEK RANGE$8.3LOW $6.8HIGH $9.6Trading at the 55th percentile of its 52-week range ($6.8–$9.6).
ONE-YEAR MOVE VS ITS BETAFLATThis stock+6%Trailing one-year price change. Price history is not an inputto the Bull Rankings score.

Same audited fundamentals as the score, unless a card says otherwise.

Analyst estimate revisions

30-day change+0.0%
90-day change+0.0%
Forward EPS estimate$0.94

Over the last 90 days, what analysts expect AEG to earn is essentially unchanged. The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

A fiscal-year roll fell inside this window: the forward horizon moved on to the next financial year, which shifts the earnings figure without any analyst changing their view. That step is excluded, so the number above covers the rest of the window rather than all of it.

Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →

Shares to buy
240
Position size
$1,999
4.0% of portfolio
Stop price
$6.25
25% below $8.33
$ at risk if stopped
$499.80
budget $500.00 · 1% of portfolio

Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.

Aegon Ltd. (AEG): score, valuation & FAQ

Aegon Ltd. (AEG) is an Insurance - Diversified company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.

Its strongest graded signals are Rev (A), Yield (A-) and P/B (B+).

Is AEG a good stock to buy?

Bull Rankings grades AEG on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. That is driven by Rev (A), Yield (A-) and P/B (B+). A score is a quantitative screen of Aegon Ltd.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

How does Bull Rankings grade AEG?

As a bank, insurer or REIT, AEG isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage, where it rates strongest on Rev (A), Yield (A-) and P/B (B+).

Is AEG overvalued or undervalued?

We don't publish a discounted-cash-flow value for AEG, and not because the business is unprofitable. For a lender, insurer or property trust, "free cash flow" measures balance-sheet growth rather than owner earnings — loan originations and repayments run through operating cash flow — so discounting it would produce a confident-looking number with nothing behind it. AEG is judged on book value, return on equity and income cover instead, which is what the financial-strength card shows.

What are the main risks of investing in AEG?

Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.

New to these metrics? See the guides and the methodology.

More Diversified Insurance stocks by score

All Financial Services rankings →

Analyze another ticker →