Stock analysis · Bull Rankings model

BNY analysis

The Bank of New York Mellon CorporationBanks - Diversified. Scored on the same transparent model behind the daily rankings.

BNY
The Bank of New York Mellon Corporation · Banks - Diversified
Rev+8.2%B
P/E18.9xC+
ROE14.1%B
P/B2.76C
Yield1.4%C+
53.8Financial strength
$162.24$110.1B
1Y Target$167.33Analyst consensus · 15 analysts
5Y Target$244.99Compound horizon
10Y Target$363.43Long-dated conviction
Rev+8.2%
B
Revenue +8.2% — at or above S&P median
P/E18.9x
C+
P/E 18.9 — above the Financial Services median (≈75th pctile)
ROE14.1%
B
ROE 14.1% — acceptable capital return
P/B2.76
C
P/B 2.76 — expensive; pricing in strong ROE
Yield1.4%
C+
Yield 1.4% — small income component

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Financial strength · 53.8 / 100
Profitability71.5
Value (P/B)32.8
Income47.0

A peer-relative read for financials on profitability (ROE), valuation, and covered income — the quality-growth (FCF/ROIC) screen doesn't apply to balance-sheet businesses. Not comparable to the 0–100 quality-growth score shown on other stocks.

Entry · Margin of safety
52-week rangeNear 52-week high
2% off the 12-month high

Model-generatedGenerated by the Bull Rankings model from this company's reported fundamentals, and checked against the figures shown above.

Why now
BNY’s securities custody franchise is the cash‑cow that will keep earnings compounding, driven by its 8.2% revenue growth, a rock‑solid 29.4% profit margin and a respectable 14.1% ROE. The custody and data‑analytics suite locks in long‑term institutional clients, turning each new asset dollar into recurring fee income that scales faster than the balance sheet. The thesis hinges on the durability of that fee‑based engine and its ability to keep margins high as assets under custody continue to rise.
Moat
The Securities Services segment delivers custody, fund accounting and data‑analytics for global institutional investors, creating a high‑switching‑cost ecosystem where clients rarely move providers due to regulatory and operational friction. BNY’s deep integration with private‑equity, real‑estate and ETF structures gives it pricing power that competitors can’t quickly replicate, underpinning its superior margin profile.
Risk
The stock trades at a forward P/E of 18.9x, a premium to many peers, and its revenue growth has slowed to just 8.2% YoY, raising concerns that earnings may plateau while the market continues to price in higher expansion. A margin dip below the current 29.4% or a slowdown in custody inflows would validate the premium and could push the price back toward the 52‑week low of $102.63. The bear case is confirmed if the next earnings beat misses the consensus and the stock slides below $150.
Horizon
1-3 yr $167.33 (15-analyst consensus) — fundamentals + valuation re-rating. 5 yr $244.99 at ~9% CAGR — compounding case rests on the competitive position widening. 10 yr $363.43 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

Not enough history yet — the model records BNY's score after each daily run, and the chart appears once a few days have accumulated.

BNY at a glance

FINANCIAL STRENGTH · BANKPROFITABILITY71VALUE33COVERED INCOME4753.8/100 on our peer scale — not the quality-growth score.
PRICE IN ITS 52-WEEK RANGE$162$103 LOWHIGH $166Trading near its 52-week high ($103–$166).
ONE-YEAR MOVE VS ITS BETAFLATThis stock+54%Trailing one-year price change. Price history is not an inputto the Bull Rankings score.

Every figure here comes from the same audited fundamentals behind the score. Charts drawn from data the score does not use say so on the card.

Analyst estimate revisions

30-day change+0.2%
90-day change+6.0%
Forward EPS estimate$10.25

Over the last 90 days, what analysts expect BNY to earn is materially higher (+6.0%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

A rising estimate means expectations are improving, not that the price has failed to keep up — and estimates get cut as readily as they get raised. It is not part of the Bull Rankings score. Biggest movers across the market →

Shares to buy
12
Position size
$1,947
3.9% of portfolio
Stop price
$121.68
25% below $162.24
$ at risk if stopped
$486.72
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

Latest BNY developments

Recent headlines from across the financial press · updated daily. Links open the source.

The Bank of New York Mellon Corporation (BNY): score, valuation & FAQ

The Bank of New York Mellon Corporation (BNY) is a Banks - Diversified company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.

BNY is graded on the same transparent quality-growth model — quality, growth and value — behind the daily Bull Rankings.

Is BNY a good stock to buy?

Bull Rankings grades BNY on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. A score is a quantitative screen of The Bank of New York Mellon Corporation's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

How does Bull Rankings grade BNY?

As a bank, insurer or REIT, BNY isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage.

Is BNY overvalued or undervalued?

We don't compute a reliable discounted-cash-flow value for BNY — typically because it is not yet consistently profitable or free-cash-flow positive — so its valuation rests on growth and price-to-sales rather than on earnings-based intrinsic value. Judge it on the trajectory of the business, not a single multiple.

What are the main risks of investing in BNY?

The stock trades at a forward P/E of 18.9x, a premium to many peers, and its revenue growth has slowed to just 8.2% YoY, raising concerns that earnings may plateau while the market continues to price in higher expansion. A margin dip below the current 29.4% or a slowdown in custody inflows would validate the premium and could push the price back toward the 52‑week low of $102.63. The bear case is confirmed if the next earnings beat misses the consensus and the stock slides below $150.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial advisor.

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