Bull Rankings model

Barclays PLC (BCS) stock analysis

Banks - Diversified. Scored on the same transparent model behind the daily rankings.

★
BCS
Barclays PLC · Banks - Diversified
67.7Financial strength
$22.95Oct 9 close$76.6B
1Y Target$29.92Analyst consensus · 4 analysts
5Y Target$37.78Compound horizon
10Y Target$48.45Long-dated conviction
Rev+11.1%
B
Revenue +11.1% — at or above S&P median
P/E8.9x
A-
P/E 8.9 — cheaper than most Financial Services peers (≈25th pctile)
ROE10.1%
B
ROE 10.1% — acceptable capital return
P/B0.89
A-
P/B 0.89 — near book, cheap for a profitable franchise
Yield2.7%
B
Yield 2.7% — modest income

Targets: 1-year is analyst consensus where covered, 5- and 10-year are model estimates; the DCF is a cross-check, not a target. Methodology

Financial strength · 67.7 / 100
Profitability55.4
Value (P/B)89.2
Income64.2

A peer-relative read for financials on profitability (ROE), valuation, and covered income — the quality-growth (FCF/ROIC) screen doesn't apply to balance-sheet businesses. Not comparable to the 0–100 quality-growth score shown on other stocks.

Entry · Margin of safety
52-week rangeMid-range
20% off the 12-month high

Model-generatedFrom reported fundamentals, checked against the figures above · Editorial standards

Why now
Banks - Diversified · market cap $76.6b. Down 20% from 52-week high of $28.69 — deep drawdown territory. Revenue growing +11%, comfortably above the S&P median. PEG 0.88 — paying under fair value for the growth rate. 4 sell-side analysts rate this a Buy with a mean 1-yr target of $29.92 (implying +30% upside).
Moat
Net margin 28% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 10% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. $76.6b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Credit-cycle exposure — provisions tend to lag actual loan deterioration by 2-3 quarters; a sharp uptick in net charge-offs is a leading indicator the market often misses until it's already priced.
Horizon
1-3 yr $29.92 (4-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $37.78 at ~10% CAGR — dividend + buyback compounding. 10 yr $48.45 if the moat survives secular pressure.

Not enough history yet — the model records BCS's score after each daily run, and the chart appears once a few days have accumulated.

BCS at a glance

FINANCIAL STRENGTH · BANKPROFITABILITY55VALUE89COVERED INCOME6467.7/100 on our peer scale — not the quality-growth score.
ONE-YEAR MOVE VS ITS BETAFLATThis stock+16%Trailing one-year price change. Price history is not an inputto the Bull Rankings score.
PRICE IN ITS 52-WEEK RANGE$23LOW $19.3HIGH $28.7Trading at the 39th percentile of its 52-week range ($19.3–$28.7).

Same audited fundamentals as the score, unless a card says otherwise.

Analyst estimate revisions

30-day change-0.4%
90-day change-2.7%
Forward EPS estimate$3.30

Over the last 90 days, what analysts expect BCS to earn is drifting lower (-2.7%). The estimate is derived from price and forward P/E captured at the same instant, so a moving share price does not move this number — only a changed forecast does.

Estimates move both ways and are not part of the Bull Rankings score. Biggest movers →

Shares to buy
87
Position size
$1,997
4.0% of portfolio
Stop price
$17.21
25% below $22.95
$ at risk if stopped
$499.16
budget $500.00 · 1% of portfolio

Math only: excludes commissions, slippage and gap risk. Inputs stay in your browser.

Barclays PLC (BCS): score, valuation & FAQ

Barclays PLC (BCS) is a Banks - Diversified company. As a bank, insurer or REIT it runs on a different financial model from the rest of the market, so Bull Rankings grades it on a sector-appropriate card — price-to-book, dividend yield, payout ratio and cash-flow coverage — rather than the 0–100 quality-growth score used elsewhere. The read below is a transparent screen, not a buy recommendation.

Its strongest graded signals are P/E (A-) and P/B (A-).

Is BCS a good stock to buy?

Bull Rankings grades BCS on a sector-appropriate card — price-to-book, dividend yield, payout and cash-flow coverage — rather than a single quality-growth score. That is driven by P/E (A-) and P/B (A-). A score is a quantitative screen of Barclays PLC's fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

How does Bull Rankings grade BCS?

As a bank, insurer or REIT, BCS isn't given a quality-growth score — signals like free cash flow, debt-to-equity and P/E don't translate cleanly to a balance-sheet business. Instead it's graded on a sector-appropriate card: price-to-book, dividend yield, payout ratio and operating-cash-flow coverage, where it rates strongest on P/E (A-) and P/B (A-).

Is BCS overvalued or undervalued?

We don't publish a discounted-cash-flow value for BCS, and not because the business is unprofitable. For a lender, insurer or property trust, "free cash flow" measures balance-sheet growth rather than owner earnings — loan originations and repayments run through operating cash flow — so discounting it would produce a confident-looking number with nothing behind it. BCS is judged on book value, return on equity and income cover instead, which is what the financial-strength card shows.

What are the main risks of investing in BCS?

Credit-cycle exposure — provisions tend to lag actual loan deterioration by 2-3 quarters; a sharp uptick in net charge-offs is a leading indicator the market often misses until it's already priced.

New to these metrics? See the guides and the methodology.

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