★
SRCE
1st Source Corp · Banking
FCF——
Rev+43.2%A
D/E0.19A-
P/E11.1xA-
PEG0.26A
85Score
$73.951Y Target$85.04Near-term target
5Y Target$119.10Compound horizon
10Y Target$175.07Long-dated conviction
FCF—TTM—
FCF not applicable for this sector (bank / insurer / REIT) or data unavailable
Rev+43.2%TTM YoYA
Revenue +43.2% — hypergrowth, top decile
D/E0.19totalA-
D/E 0.19 — conservative leverage, strong balance sheet · Total D/E computed from balance sheet (short-term + long-term debt + lease obligations) ÷ stockholders equity. More accurate than native field, which often uses long-term debt only.
P/E11.1xA-
P/E 11.1 — cheap relative to market and most sectors
PEG0.26proxyA
PEG 0.26 — exceptional; paying well under fair value for growth · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).
Why now
Banking · market cap $1.8b. 3% off the 52-week high of $76.44. Revenue growing +43% — in hypergrowth territory. PEG 0.26 — paying under fair value for the growth rate.
Moat
Net margin 34% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Horizon
1-3 yr $85.04 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $119.10 at ~10% CAGR — compounding case rests on the competitive position widening. 10 yr $175.07 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Position sizing · SRCE
Shares to buy
27
Position size
$1,997
4.0% of portfolio
Stop price
$55.46
25% below $73.95
$ at risk
$500.00
1% of portfolio
Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.