★
NCNO
nCino Inc · Technology
FCF$83mC-
Rev+10.0%B
D/E0.01A
P/E337.5xD
PEG33.72D
66Score
$15.231Y Target$17.51Near-term target
5Y Target$24.53Compound horizon
10Y Target$36.05Long-dated conviction
FCF$83mTTM · 01/26C-
FCF $83m — barely positive; fragile cash position · TTM computed from 4 most-recent quarters (TTM · 01/26).
Rev+10.0%TTM YoYB
Revenue +10.0% — at or above S&P median · TTM YoY from trailing-4-quarter revenue sum vs prior 4 quarters.
D/E0.01totalA
D/E 0.01 — essentially debt-free, pristine balance sheet · Total D/E computed from balance sheet (short-term + long-term debt + lease obligations) ÷ stockholders equity. More accurate than native field, which often uses long-term debt only.
P/E337.5xD
P/E 337.5 — extreme multiple; extraordinary growth required
PEG33.72proxyD
PEG 33.72 — very expensive; pricing in best-case scenarios · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).
Why now
Technology · market cap $1.7b. Down 55% from 52-week high of $33.92 — deep drawdown territory. Revenue growing +10%, comfortably above the S&P median.
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the 7-grade screen.
Risk
Trailing P/E 337.5x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Down 55% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Net margin 0.9% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Horizon
1-3 yr $17.51 (structural (no analyst coverage)) — fundamentals + valuation re-rating. 5 yr $24.53 at ~10% CAGR — compounding case rests on the competitive position widening. 10 yr $36.05 if current growth sustains into durable earnings power.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Position sizing · NCNO
Shares to buy
131
Position size
$1,995
4.0% of portfolio
Stop price
$11.42
25% below $15.23
$ at risk
$500.00
1% of portfolio
Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.