Stock analysis · Bull Rankings model

FISV analysis

Fiserv, Inc.Sector n/a. Scored on the same transparent 7-signal model behind the daily rankings.

FISV
Fiserv, Inc. · Sector n/a
FCF$4.1bB
Rev+9.3%B
D/E
P/E8.8xA-
PEG2.43C
75.7Score
$51.65$27.5B
1Y Target$69.77Analyst consensus · 26 analysts
5Y Target$88.08Compound horizon
10Y Target$112.96Long-dated conviction
FCF$4.1bTTM
B
FCF $4.1b — solid, comfortably covers operations and capital return
Rev+9.3%TTM YoY
B
Revenue +9.3% — at or above S&P median
D/E
D/E data unavailable — neutral default
P/E8.8x
A-
P/E 8.8 — cheap relative to market and most sectors
PEG2.43proxy
C
PEG 2.43 — expensive relative to growth rate · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 75.7
Quality0.82
Growth0.78
Value0.68
Why this score
  • Buying back stock
Entry · Margin of safety
52-week rangeNear 52-week low
70% off the 12-month high
vs DCF fair value61% belowest. fair value ~$134
Quality signals · context only
Gross profitability19% · C+gross profit ÷ total assets (Novy-Marx)
ROIC13.4% · B+return on invested capital — not score-weighted
Why now
Sector n/a · market cap $27.5b. Down 70% from 52-week high of $171.08 — deep drawdown territory. 26 sell-side analysts rate this a Hold with a mean 1-yr target of $69.77 (implying +35% upside).
Moat
Net margin 20% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 129% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 70% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Horizon
1-3 yr $69.77 (26-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $88.08 at ~11% CAGR — dividend + buyback compounding. 10 yr $112.96 if the moat survives secular pressure.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Shares to buy
38
Position size
$1,963
3.9% of portfolio
Stop price
$38.74
25% below $51.65
$ at risk if stopped
$490.68
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

Fiserv, Inc. (FISV): score, valuation & FAQ

Fiserv, Inc. (FISV) is a Sector n/a company that scores 75.7 out of 100 on the Bull Rankings quality-growth model — a solid, above-average reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are P/E (A-). On valuation, FISV sits about 61% below our discounted-cash-flow fair value (a margin of safety).

Is FISV a good stock to buy?

Bull Rankings scores FISV 75.7 out of 100 on its quality-growth model, which is a solid, above-average reading. That is driven by P/E (A-). A score is a quantitative screen of Fiserv, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does FISV score 75.7 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). FISV earns its highest marks on P/E (A-). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is FISV overvalued or undervalued?

Based on $51.65, FISV sits about 61% below our discounted-cash-flow fair value (a margin of safety). It trades at a 8.8x× P/E (graded A-). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in FISV?

Down 70% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.

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