Stock analysis · Bull Rankings model

FI analysis

Fiserv, Inc.Sector n/a. Scored on the same transparent model behind the daily rankings.

FI
Fiserv, Inc. · Sector n/a
FCF$4.1bB
Rev+3.6%C+
D/E
P/E9.1xA-
PEG2.54C
59.4Score
$53.94$28.8B
1Y Target$66.63Analyst consensus · 27 analysts
5Y Target$84.12Compound horizon
10Y Target$107.88Long-dated conviction
FCF$4.1bTTM · 03/26
B
FCF $4.1b — solid, comfortably covers operations and capital return · TTM computed from 4 most-recent quarters (TTM · 03/26).
Rev+3.6%FY YoY
C+
Revenue +3.6% — steady but below market-beating range · Computed from last two annual revenue figures (FY YoY).
D/E
D/E data unavailable — neutral default
P/E9.1x
A-
P/E 9.1 — cheap relative to market and most sectors
PEG2.54proxy
C
PEG 2.54 — expensive relative to growth rate · PEG proxy: P/E ÷ revenue growth % (true PEG requires forward EPS estimates, not in Finnhub free tier).

Forward price target — the 1-year figure is the analyst consensus where the stock is covered; the 5- and 10-year figures compound our earnings estimate from there. The DCF below is a separate cross-check on intrinsic value (what it's worth today), not another target.

Quality-growth score · 59.4
Quality0.70
Growth0.69
Value0.43
Why this score
  • Short track record
Entry · Margin of safety
52-week rangeNear 52-week low
62% off the 12-month high
vs DCF fair value60% belowest. fair value ~$133
What the price assumes: free cash flow compounding at ~-15% a year for the next decade — vs the ~10% a year our model projects from current growth and analyst estimates.
Why now
Sector n/a · market cap $28.8b. Down 62% from 52-week high of $140.42 — deep drawdown territory. 27 sell-side analysts rate this a Hold with a mean 1-yr target of $66.63 (implying +24% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
Down 62% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Horizon
1-3 yr $66.63 (27-analyst consensus) — multiple re-rating thesis requires a catalyst. 5 yr $84.12 at ~9% CAGR — dividend + buyback compounding. 10 yr $107.88 if the moat survives secular pressure.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

FI vs the Top Picks average

PillarFIBook avgDiff
Quality0.700.82-0.12
Growth0.690.90-0.21
Value0.430.75-0.32

Averaged across the 30 names in today's Top Picks (mean score 81.8). A name can beat these averages and still be absent from the book — it also applies concentration limits.

Not enough history yet — the model records FI's score after each daily run, and the chart appears once a few days have accumulated.

Shares to buy
37
Position size
$1,996
4.0% of portfolio
Stop price
$40.45
25% below $53.94
$ at risk if stopped
$498.94
budget $500.00 · 1% of portfolio

Math only — share count is floor(portfolio × risk% ÷ (price × stop%)). Doesn't account for commissions, slippage, gap risk, or position-correlation across your book. Inputs persist locally; never sent to the server. Not investment advice.

Fiserv, Inc. (FI): score, valuation & FAQ

Fiserv, Inc. (FI) is a Sector n/a company that scores 59.4 out of 100 on the Bull Rankings quality-growth model — a middling reading. The score blends three pillars — quality (durable returns, healthy margins, low leverage), growth (revenue and earnings), and value (valuation versus sector peers) — into one number, refreshed daily; it is a screen, not a buy recommendation.

Its strongest graded signals are P/E (A-). On valuation, FI sits about 60% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly -15% annual free-cash-flow growth over the next decade.

Is FI a good stock to buy?

Bull Rankings scores FI 59.4 out of 100 on its quality-growth model, which is a middling reading. That is driven by P/E (A-). A score is a quantitative screen of Fiserv, Inc.'s fundamentals, not personalised financial advice — weigh it against your own time horizon and risk tolerance, and read the risk factors below before acting.

Why does FI score 59.4 on Bull Rankings?

The quality-growth score blends three pillars — quality (returns on capital, margins, leverage, earnings quality), growth (revenue and earnings expansion), and value (valuation versus sector peers). FI earns its highest marks on P/E (A-). Each pillar is graded against sector-aware thresholds, then combined into the single 0–100 score.

Is FI overvalued or undervalued?

Based on $53.94, FI sits about 60% below our discounted-cash-flow fair value (a margin of safety) — the current price implies roughly -15% annual free-cash-flow growth over the next decade. It trades at a 9.1x× P/E (graded A-). Discounted-cash-flow estimates are sensitive to growth and discount-rate assumptions, so treat this as a cross-check, not a price target.

What are the main risks of investing in FI?

Down 62% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.

New to these metrics? The guides explain free cash flow, how the score works, and more in the learn hub — or run another name through the screener.

Bull Rankings is an automated fundamentals screen for research and education. It is not investment advice, and nothing here is a recommendation to buy or sell any security. Do your own research and consider consulting a licensed financial adviser.

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