COMPARE · Data as of August 28, 2026

ORI vs WRB

Verdict: Side-by-side breakdown using the Bull Rankings model. ORI scored 77.0, WRB scored 67.0 — ORI leads.
Compare another set
ORI
Old Republic International Corporation
Insurance - Property & Casualty · Financial strength
73.4Fin
$42.07 · $10.2B
fundamentals as of
Strength gap
2.1
ORI leads
WRB
W. R. Berkley Corporation
Insurance - Property & Casualty · Financial strength
71.3Fin
$68.08 · $25.3B
fundamentals as of
  • CheapestORI9.2x
  • Fastest growthORI+11.0%
THE BULL RANKINGS SCORECARD73.4/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL73.4
THE BULL RANKINGS SCORECARD71.3/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL71.3
cheap & fastrevenue growth →← cheaper (lower multiple)-3%21%4.2x19xORIWRB

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevORI+11.0%WRB+6.9%
P/EORI9.2xWRB14.0x
ROEORI18.6%WRB20.2%
YieldORI3.0%WRB0.6%
ORI
WRB
+11.0%B
Rev
+6.9%C+
9.2xA-
P/E
14.0xB
18.6%B+
ROE
20.2%A-
1.66B
P/B
3.0%B
Yield
0.6%C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
ORIOld Republic International Corporation
Insurance - Property & Casualty · $42.07 · beta 0.62
Why now
Insurance - Property & Casualty · market cap $10.2b. 10% off the 52-week high of $46.76. Revenue growing +11%, comfortably above the S&P median.
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
WRBW. R. Berkley Corporation
Insurance - Property & Casualty · $68.08 · beta 0.29
Why now
Insurance - Property & Casualty · market cap $25.3b. 14% off the 52-week high of $78.96. 17 sell-side analysts rate this a Hold with a mean 1-yr target of $69.53 (implying +2% upside).
Moat
Net margin 13% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 20% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
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