COMPARE · Data as of August 24, 2026
MHO vs TOL
Verdict: Side-by-side breakdown using the Bull Rankings model. MHO scored 52.4, TOL scored 82.0 — TOL leads.
Compare another set
MHO
M/I Homes, Inc.
52.4
$152.04 · $3.8B
fundamentals as of
Score gap
29.6
TOL leads
TOL
Toll Brothers, Inc.
82
$147.21
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestTOL11.9x
- Fastest growthTOL+3.6%
- Strongest balance sheetMHO0.31
- Highest qualityMHO65 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
MHO
TOL
$196mC
FCF
$1.2bC+
-5.0%D+
Rev
+3.6%C+
0.31A-
D/E
0.32A-
12.8xA-
P/E
11.9xA-
0.95B+
PEG
0.99B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
MHO
TOL
45% above
Price vs fair valuelower is cheaper
—
~21%/yr
Growth the price implies10-yr FCF · lower = less priced in
—
-42%
1-yr DCF upside
—
-31%
5-yr DCF upside
—
-12%
10-yr DCF upside
—
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
MHO
Why this score
- Buying back stock
- Durable high returns
TOL
No notable signals flagged.
The companies
MHOM/I Homes, Inc.
Why now
Residential Construction · market cap $3.8b. 7% off the 52-week high of $163.66. PEG 0.95 — paying under fair value for the growth rate. 3 sell-side analysts publish a mean 1-yr target of $170.67 (implying +12% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
Beta 1.61 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return.
TOLToll Brothers, Inc.
Why now
Residential Construction · market cap n/a. 13% off the 52-week high of $168.36. PEG 0.99 — paying under fair value for the growth rate. 15 sell-side analysts rate this a Buy with a mean 1-yr target of $170.80 (implying +16% upside).
Moat
ROE 15% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
Verdict — model-derived comparison
TOL leads MHO by 6.4 points (61.8 to 55.4), its sharpest advantage coming in Rev (grade C+).
Our AI analyst is busy right now, so this verdict is drawn directly from the pillars, grades and DCF above.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.