Verdict: Side-by-side breakdown using the Bull Rankings model. TOL scored 51.0, DHI scored 39.3 — TOL leads.
Compare another set
TOL
Toll Brothers, Inc.
Residential Construction · Quality-Growth
51
$133.13 · $12.3B
fundamentals as of
Score gap
11.7
TOL leads
DHI
D.R. Horton, Inc.
Residential Construction · Quality-Growth
39.3
$134.88 · $37.7B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestTOL10.7x
Fastest growthTOL-1.1%
Strongest balance sheetDHI0.29
Highest qualityDHI78 / 100
Largest discount to fair valueTOL-1%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
TOL
stronger →← stronger
DHI
77
Qualityreturns · margins · balance sheet
78
26
Growthrevenue & earnings expansion
25
65
Valuevaluation vs sector peers
31
TOL is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
TOL
DHI
$1.1bC+
FCF
$3.2bB
-1.1%D+
Rev
-6.9%D
0.34A-
D/E
0.29A-
10.7xA-
P/E
12.9xA-
0.87B+
PEG
—
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
TOL
DHI
1% below
Price vs fair valuelower is cheaper
11% above
~2%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~4%/yr
+4%
1-yr DCF upside
-5%
+1%
5-yr DCF upside
-10%
-4%
10-yr DCF upside
-16%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
TOL
Why this score
Buying back stock
Raising its dividend
Durable high returns
DHI
Why this score
Buying back stock
Raising its dividend
Durable high returns
The companies
TOLToll Brothers, Inc.
Residential Construction · $133.13 · beta 1.30
Why now
Residential Construction · market cap $12.3b. Down 21% from 52-week high of $168.36 — deep drawdown territory. PEG 0.87 — paying under fair value for the growth rate. 17 sell-side analysts rate this a Buy with a mean 1-yr target of $170.88 (implying +28% upside).
Moat
ROE 14% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
DHID.R. Horton, Inc.
Residential Construction · $134.88 · beta 1.35
Why now
Residential Construction · market cap $37.7b. Down 21% from 52-week high of $170.79 — deep drawdown territory. Revenue -7% — in contraction; any catalyst that reverses this triggers re-rating. 14 sell-side analysts rate this a Hold with a mean 1-yr target of $155.00 (implying +15% upside).
Moat
ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 105% of net income — earnings translate cleanly into cash.
Risk
Revenue contracting -7% — the operational turn is not yet visible in the top line.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where TOL and DHI diverge
On the headline score the gap is 11.7 points in favor of TOL. The widest single difference is Value, where TOL leads by 33.6 points.
ValueTOL 65.0 · DHI 31.4TOL +33.6
GrowthTOL 26.5 · DHI 24.9level
QualityTOL 76.8 · DHI 77.5level
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is TOL or DHI the better stock?
TOL scores higher: TOL 51.0, DHI 39.3 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do TOL and DHI differ most?
The widest gap is value, where TOL leads by 34 points on the 0–100 pillar scale. The other two pillars are close enough to call level, so this is the one place they genuinely separate.
How are TOL and DHI scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.