COMPARE · Reviewed July 29, 2026
TIMB vs VIV
Verdict: Side-by-side breakdown using the Bull Rankings model. TIMB scored 60.7, VIV scored 44.6 — TIMB leads.
Compare another set
TIMB
TIM S.A.
60.7
$19.21 · $9.2B
fundamentals as of
Score gap
16.1
TIMB leads
VIV
Telefonica Brasil SA
44.6
$12.84 · $104.6B
The model, pillar by pillar (0–100 each)
TIMB
stronger →← stronger
VIV
83
Qualityreturns · margins · balance sheet
58
68
Growthrevenue & earnings expansion
60
54
Valuevaluation vs sector peers
25
TIMB is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
TIMB
VIV
$1.8bC+
FCF
—
+4.6%C+
Rev
+7.0%B
0.66B
D/E
0.30A-
11.0xA-
P/E
16.4xB+
1.30B
PEG
2.34C
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
TIMB
VIV
75% below
Price vs fair valuelower is cheaper
—
~-22%/yr
Growth the price implies10-yr FCF · lower = less priced in
—
+229%
1-yr DCF upside
—
+299%
5-yr DCF upside
—
+429%
10-yr DCF upside
—
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
TIMB
Why this score
- Durable high returns
- Cut its dividend
- Foreign reporter (BRL)
VIV
Why this score
- Raising its dividend
- Diluting shareholders
The companies
TIMBTIM S.A.
Why now
Telecom Services · market cap $9.2b. Down 32% from 52-week high of $28.22 — deep drawdown territory. 8 sell-side analysts rate this a Hold with a mean 1-yr target of $25.39 (implying +32% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 18% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Down 32% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Dividend payout 89% of earnings on a 8.1% yield — distribution coverage is thin; one earnings stumble could force a dividend cut.
VIVTelefonica Brasil SA
Why now
Telecommunication · market cap $104.6b. Down 70% from 52-week high of $43.47 — deep drawdown territory.
Moat
$104.6b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Down 70% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.