COMPARE · Data as of August 24, 2026
PSMT vs TGT
Verdict: Side-by-side breakdown using the Bull Rankings model. PSMT scored 49.3, TGT scored 35.9 — PSMT leads.
Compare another set
PSMT
PriceSmart, Inc.
49.3
$174.86 · $5.4B
fundamentals as of
Score gap
13.4
PSMT leads
TGT
Target Corporation
35.9
$169.89 · $77.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestTGT17.2x
- Fastest growthPSMT+10.2%
- Strongest balance sheetPSMT0.24
- Highest qualityTGT65 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
PSMT
stronger →← stronger
TGT
63
Qualityreturns · margins · balance sheet
65
81
Growthrevenue & earnings expansion
25
23
Valuevaluation vs sector peers
29
TGT is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
PSMT
TGT
$74mC-
FCF
$3.0bB
+10.2%B
Rev
+0.5%C
0.24A-
D/E
1.07C+
33.6xC
P/E
17.2xB+
1.83C+
PEG
2.82C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
PSMT
TGT
215% above
Price vs fair valuelower is cheaper
104% above
~39%/yr
Growth the price implies10-yr FCF · lower = less priced in
~16%/yr
-73%
1-yr DCF upside
-46%
-68%
5-yr DCF upside
-51%
-60%
10-yr DCF upside
-58%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
PSMT
No notable signals flagged.
TGT
Why this score
- Durable high returns
The companies
PSMTPriceSmart, Inc.
Why now
Discount Stores · market cap $5.4b. 12% off the 52-week high of $199.84. Revenue growing +10%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $153.33 (implying -12% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Trailing P/E 34x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Net margin 2.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
TGTTarget Corporation
Why now
Discount Stores · market cap $77.2b. Trading near 52-week high of $170.75 — momentum setup, limited technical margin of safety. 34 sell-side analysts rate this a Hold with a mean 1-yr target of $161.62 (implying -5% upside).
Moat
ROE 21% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $77.2b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Trading within 1% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 3.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where PSMT and TGT diverge
On the headline score the gap is 13.4 points in favor of PSMT. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- GrowthPSMT 81.4 · TGT 24.7PSMT +56.7
- ValuePSMT 23.4 · TGT 28.7TGT +5.3
- QualityPSMT 62.9 · TGT 65.3level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.