COMPARE · Data as of August 27, 2026

AXS vs SAFT

Verdict: Side-by-side breakdown using the Bull Rankings model. AXS scored 77.0, SAFT scored 73.0 — AXS leads.
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AXS
AXIS Capital Holdings Limited
Insurance - Specialty · Financial strength
72.9Fin
$99.03 · $7.2B
fundamentals as of
Strength gap
21.1
AXS leads
SAFT
Safety Insurance Group, Inc.
Insurance - Property & Casualty · Financial strength
51.8Fin
$103.79 · $1.5B
fundamentals as of
  • CheapestAXS7.1x
  • Fastest growthSAFT+13.0%
THE BULL RANKINGS SCORECARD72.9/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL72.9
THE BULL RANKINGS SCORECARD51.8/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL51.8
cheap & fastrevenue growth →← cheaper (lower multiple)-3%23%2.1x27xAXSSAFT

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevAXS+6.8%SAFT+13.0%
P/EAXS7.1xSAFT22.3x
ROEAXS17.4%SAFT7.8%
P/BAXS1.22SAFT1.74
YieldAXS1.8%SAFT3.5%
AXS
SAFT
+6.8%C+
Rev
+13.0%B+
7.1xA
P/E
22.3xC
17.4%B+
ROE
7.8%C+
1.22B+
P/B
1.74B
1.8%C+
Yield
3.5%B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
AXSAXIS Capital Holdings Limited
Insurance - Specialty · $99.03 · beta 0.51
Why now
Insurance - Specialty · market cap $7.2b. 17% off the 52-week high of $119.99. 11 sell-side analysts rate this a Buy with a mean 1-yr target of $124.18 (implying +25% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
SAFTSafety Insurance Group, Inc.
Insurance - Property & Casualty · $103.79 · beta 0.17
Why now
Insurance - Property & Casualty · market cap $1.5b. Trading near 52-week high of $103.80 — momentum setup, limited technical margin of safety. Revenue growing +13%, comfortably above the S&P median. PEG 0.95 — paying under fair value for the growth rate.
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trading within 0% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. ROE 8% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
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