COMPARE · Data as of August 27, 2026
ORI vs RLI
Verdict: Side-by-side breakdown using the Bull Rankings model. ORI scored 77.0, RLI scored 69.0 — ORI leads.
Compare another set
ORI
Old Republic International Corporation
73.3Fin
$42.24 · $10.2B
fundamentals as of
Strength gap
3.5
RLI leads
RLI
RLI Corp.
76.8Fin
$64.22 · $5.9B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestORI9.3x
- Fastest growthORI+11.0%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
ORI
RLI
+11.0%B
Rev
+6.3%C+
9.3xA-
P/E
13.5xB
18.6%B+
ROE
25.2%A-
1.68B
P/B
—
3.0%B
Yield
1.1%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
ORIOld Republic International Corporation
Why now
Insurance - Property & Casualty · market cap $10.2b. 10% off the 52-week high of $46.76. Revenue growing +11%, comfortably above the S&P median.
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
RLIRLI Corp.
Why now
Insurance - Property & Casualty · market cap $5.9b. 6% off the 52-week high of $68.29. 4 sell-side analysts rate this a Hold with a mean 1-yr target of $60.50 (implying -6% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 25% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
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