COMPARE · Data as of August 28, 2026

ARR vs RITM

Verdict: Side-by-side breakdown using the Bull Rankings model. ARR scored 63.0, RITM scored 59.0 — ARR leads.
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ARR
ARMOUR Residential REIT, Inc.
REIT - Mortgage · Financial strength
76.6Fin
$16.32 · $2.3B
fundamentals as of
Strength gap
2.1
ARR leads
RITM
Rithm Capital Corp.
REIT - Mortgage · Financial strength
74.5Fin
$10.08 · $5.6B
fundamentals as of
  • Strongest balance sheetRITM3.88
THE BULL RANKINGS SCORECARD76.6/ 100 · FIN STRENGTHPEER MEDIANREIT76.6
THE BULL RANKINGS SCORECARD74.5/ 100 · FIN STRENGTHPEER MEDIANREIT74.5
YieldARR17.8%RITM10.0%
D/EARR7.57RITM3.88
ARR
RITM
17.8%C+
Yield
10.0%C+
Rev
-4.9%D+
7.57D
D/E
3.88C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
ARRARMOUR Residential REIT, Inc.
REIT - Mortgage · $16.32 · beta 1.34
Why now
REIT - Mortgage · market cap $2.3b. 15% off the 52-week high of $19.31. 4 sell-side analysts publish a mean 1-yr target of $18.38 (implying +13% upside).
Moat
Net margin 88% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 20% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
D/E 7.57 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer.
RITMRithm Capital Corp.
REIT - Mortgage · $10.08 · beta 1.11
Why now
REIT - Mortgage · market cap $5.6b. Down 21% from 52-week high of $12.74 — deep drawdown territory. 10 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $13.15 (implying +30% upside).
Moat
Moat signals from the quantitative card are modest — profitability and capital efficiency are middle-of-pack. The thesis here depends on softer factors (switching costs, brand, distribution, regulatory protection) not captured by the quality-growth screen.
Risk
D/E 3.88 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Dividend payout 167% of earnings on a 10.0% yield — distribution coverage is thin; one earnings stumble could force a dividend cut. ROE 6% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.