COMPARE · Data as of August 21, 2026

PBF vs PSX

Verdict: Side-by-side breakdown using the Bull Rankings model. PBF scored 66.5, PSX scored 54.5 — PBF leads.
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PBF
PBF Energy Inc.
Oil & Gas Refining & Marketing · Quality-Growth
66.5
$73.53 · $8.7B
fundamentals as of
Score gap
12.0
PBF leads
PSX
Phillips 66
Oil & Gas Refining & Marketing · Quality-Growth
54.5
$242.87 · $97.4B
fundamentals as of
  • CheapestPBF6.4x
  • Fastest growthPSX+14.4%
  • Strongest balance sheetPBF0.38
  • Highest qualityPBF69 / 100
  • Largest discount to fair valuePSX-6%
THE BULL RANKINGS SCORECARD66.5/ 100 · BULL SCOREPEER MEDIANQUALITY69.4GROWTH50.0VALUE84.8
THE BULL RANKINGS SCORECARD54.5/ 100 · BULL SCOREPEER MEDIANQUALITY67.2GROWTH50.0VALUE48.2
PBFPSXQuality69.467.2Growth50.050.0Value84.848.2
cheap & fastrevenue growth →← cheaper (lower multiple)4%24%+1.4x11x+PBFoff-scalePSX

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

FCFPBF$743mPSX$6.4b
RevPBF+13.5%PSX+14.4%
D/EPBF0.38PSX0.63
P/EPBF6.4xPSX110.9x
PBF
stronger →← stronger
PSX
69
Qualityreturns · margins · balance sheet
67
50
Growthrevenue & earnings expansion
50
85
Valuevaluation vs sector peers
48
PBF is stronger on 2 of 3 pillars.
PBF
PSX
$743mC+
FCF
$6.4bB+
+13.5%B+
Rev
+14.4%B+
0.38B+
D/E
0.63B
6.4xA
P/E
110.9xD
PEG
1.15B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
PBF
PSX
4% below
Price vs fair valuelower is cheaper
6% below
~-2%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-3%/yr
+16%
1-yr DCF upside
+18%
+4%
5-yr DCF upside
+6%
-10%
10-yr DCF upside
-10%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
PBF
Why this score
  • Cyclical growth
PSX
Why this score
  • Raising its dividend
  • Cyclical growth
PBFPBF Energy Inc.
Oil & Gas Refining & Marketing · $73.53 · beta 0.08
Why now
Oil & Gas Refining & Marketing · market cap $8.7b. Trading near 52-week high of $75.68 — momentum setup, limited technical margin of safety. Revenue growing +14%, comfortably above the S&P median. 13 sell-side analysts rate this a Hold with a mean 1-yr target of $67.23 (implying -9% upside).
Moat
ROE 21% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Trading within 3% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 3.9% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Commodity exposure — earnings power tracks the price of the underlying commodity, not management execution. A 15-20% move in the commodity reprices the equity well before fundamentals catch up.
PSXPhillips 66
Oil & Gas Refining & Marketing · $242.87 · beta 0.69
Why now
Oil & Gas Refining & Marketing · market cap $97.4b. Trading near 52-week high of $246.95 — momentum setup, limited technical margin of safety. Revenue growing +14%, comfortably above the S&P median. 19 sell-side analysts rate this a Buy with a mean 1-yr target of $221.68 (implying -9% upside).
Moat
ROE 23% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $97.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Trailing P/E 110.9x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Trading within 2% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 4.7% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

Where PBF and PSX diverge

On the headline score the gap is 12.0 points in favor of PBF. The widest single difference is Value, where PBF leads by 36.6 points.

Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.