COMPARE · Data as of August 21, 2026
CVI vs PSX
Verdict: Side-by-side breakdown using the Bull Rankings model. CVI scored 57.9, PSX scored 54.5 — CVI leads.
Compare another set
CVI
CVR Energy, Inc.
57.9
$39.51 · $4.0B
fundamentals as of
Score gap
3.4
CVI leads
PSX
Phillips 66
54.5
$242.87 · $97.4B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestCVI57.3x
- Fastest growthCVI+17.9%
- Strongest balance sheetPSX0.63
- Highest qualityPSX67 / 100
- Largest discount to fair valueCVI-59%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
CVI
stronger →← stronger
PSX
61
Qualityreturns · margins · balance sheet
67
50
Growthrevenue & earnings expansion
50
64
Valuevaluation vs sector peers
48
CVI and PSX split the three pillars evenly.
Fundamentals, head-to-head
CVI
PSX
$351mC
FCF
$6.4bB+
+17.9%B+
Rev
+14.4%B+
2.42D
D/E
0.63B
57.3xC
P/E
110.9xD
0.71A-
PEG
1.15B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
CVI
PSX
59% below
Price vs fair valuelower is cheaper
6% below
~-7%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-3%/yr
+84%
1-yr DCF upside
+18%
+142%
5-yr DCF upside
+6%
+267%
10-yr DCF upside
-10%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CVI
Why this score
- Cut its dividend
- Cyclical growth
PSX
Why this score
- Raising its dividend
- Cyclical growth
The companies
CVICVR Energy, Inc.
Why now
Oil & Gas Refining & Marketing · market cap $4.0b. 5% off the 52-week high of $41.67. Revenue growing +18%, comfortably above the S&P median. PEG 0.71 — paying under fair value for the growth rate. 5 sell-side analysts rate this an Underperform with a mean 1-yr target of $31.40 (implying -21% upside).
Moat
ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
D/E 2.42 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Trailing P/E 57.3x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Net margin 0.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
PSXPhillips 66
Why now
Oil & Gas Refining & Marketing · market cap $97.4b. Trading near 52-week high of $246.95 — momentum setup, limited technical margin of safety. Revenue growing +14%, comfortably above the S&P median. 19 sell-side analysts rate this a Buy with a mean 1-yr target of $221.68 (implying -9% upside).
Moat
ROE 23% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $97.4b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Trailing P/E 110.9x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Trading within 2% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 4.7% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where CVI and PSX diverge
On the headline score the gap is 3.4 points in favor of CVI. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- ValueCVI 63.7 · PSX 48.2CVI +15.5
- QualityCVI 60.8 · PSX 67.2PSX +6.4
- GrowthCVI 50.0 · PSX 50.0level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.