Verdict: Side-by-side breakdown using the Bull Rankings model. PSMT scored 50.8, TGT scored 46.7 — PSMT leads.
Compare another set
PSMT
PriceSmart, Inc.
Discount Stores · Quality-Growth
50.8
$168.88 · $5.2B
fundamentals as of
Score gap
4.1
PSMT leads
TGT
Target Corporation
Discount Stores · Quality-Growth
46.7
$153.64 · $69.8B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestTGT16.1x
Fastest growthPSMT+10.2%
Strongest balance sheetPSMT0.24
Highest qualityTGT69 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
PSMT
stronger →← stronger
TGT
64
Qualityreturns · margins · balance sheet
69
79
Growthrevenue & earnings expansion
47
26
Valuevaluation vs sector peers
32
TGT is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
PSMT
TGT
$74mC-
FCF
$4.5bB
+10.2%B
Rev
+2.0%C
0.24A-
D/E
1.08C+
32.1xC
P/E
16.1xB+
1.83C+
PEG
2.12C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
PSMT
TGT
229% above
Price vs fair valuelower is cheaper
8% above
~38%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~5%/yr
-72%
1-yr DCF upside
-6%
-70%
5-yr DCF upside
-8%
-66%
10-yr DCF upside
-11%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
PSMT
No notable signals flagged.
TGT
Why this score
Durable high returns
The companies
PSMTPriceSmart, Inc.
Discount Stores · $168.88 · beta 0.74
Why now
Discount Stores · market cap $5.2b. 15% off the 52-week high of $199.84. Revenue growing +10%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $166.00 (implying -2% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Trailing P/E 32x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Net margin 2.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
TGTTarget Corporation
Discount Stores · $153.64 · beta 0.98
Why now
Discount Stores · market cap $69.8b. 10% off the 52-week high of $170.75. 34 sell-side analysts rate this a Buy with a mean 1-yr target of $164.68 (implying +7% upside).
Moat
ROE 25% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 101% of net income — earnings translate cleanly into cash. $69.8b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Net margin 4.1% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where PSMT and TGT diverge
On the headline score the gap is 4.1 points in favor of PSMT. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
GrowthPSMT 78.5 · TGT 46.5PSMT +32.0
QualityPSMT 63.6 · TGT 69.4TGT +5.8
ValuePSMT 26.3 · TGT 31.6TGT +5.3
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is PSMT or TGT the better stock?
PSMT scores higher: PSMT 50.8, TGT 46.7 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do PSMT and TGT differ most?
The widest gap is growth, where PSMT leads by 32 points on the 0–100 pillar scale. Neither name sweeps: they trade the lead across the three pillars, so the comparison is a trade-off rather than one being better on every measure.
How are PSMT and TGT scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.