Verdict: Side-by-side breakdown using the Bull Rankings model. PSMT scored 50.8, DLTR scored 73.9 — DLTR leads.
Compare another set
PSMT
PriceSmart, Inc.
Discount Stores · Quality-Growth
50.8
$168.88 · $5.2B
fundamentals as of
Score gap
23.1
DLTR leads
DLTR
Dollar Tree, Inc.
Discount Stores · Quality-Growth
73.9
$118.64 · $22.3B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestDLTR14.5x
Fastest growthPSMT+10.2%
Strongest balance sheetPSMT0.24
Highest qualityDLTR81 / 100
Largest discount to fair valueDLTR-35%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
PSMT
stronger →← stronger
DLTR
64
Qualityreturns · margins · balance sheet
81
79
Growthrevenue & earnings expansion
63
26
Valuevaluation vs sector peers
80
DLTR is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
PSMT
DLTR
$74mC-
FCF
$2.0bC+
+10.2%B
Rev
+8.2%B
0.24A-
D/E
2.24C
32.1xC
P/E
14.5xA-
1.83C+
PEG
1.20B+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
PSMT
DLTR
229% above
Price vs fair valuelower is cheaper
35% below
~38%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~-8%/yr
-72%
1-yr DCF upside
+63%
-70%
5-yr DCF upside
+55%
-66%
10-yr DCF upside
+43%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
PSMT
No notable signals flagged.
DLTR
Why this score
Buying back stock
Durable high returns
The companies
PSMTPriceSmart, Inc.
Discount Stores · $168.88 · beta 0.74
Why now
Discount Stores · market cap $5.2b. 15% off the 52-week high of $199.84. Revenue growing +10%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $166.00 (implying -2% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Trailing P/E 32x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Net margin 2.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
DLTRDollar Tree, Inc.
Discount Stores · $118.64 · beta 0.72
Why now
Discount Stores · market cap $22.3b. 17% off the 52-week high of $142.40. 26 sell-side analysts rate this a Buy with a mean 1-yr target of $136.15 (implying +15% upside).
Moat
ROE 47% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 123% of net income — earnings translate cleanly into cash.
Risk
D/E 2.24 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where PSMT and DLTR diverge
On the headline score the gap is 23.1 points in favor of DLTR. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
ValuePSMT 26.3 · DLTR 79.8DLTR +53.5
QualityPSMT 63.6 · DLTR 80.6DLTR +17.0
GrowthPSMT 78.5 · DLTR 62.6PSMT +15.9
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is DLTR or PSMT the better stock?
DLTR scores higher: DLTR 73.9, PSMT 50.8 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do DLTR and PSMT differ most?
The widest gap is value, where DLTR leads by 54 points on the 0–100 pillar scale. Neither name sweeps: they trade the lead across the three pillars, so the comparison is a trade-off rather than one being better on every measure.
How are DLTR and PSMT scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.