COMPARE · Data as of August 21, 2026
BJ vs PSMT
Verdict: Side-by-side breakdown using the Bull Rankings model. BJ scored 53.6, PSMT scored 48.8 — BJ leads.
Compare another set
BJ
BJ's Wholesale Club Holdings, Inc.
53.6
$96.42 · $12.3B
fundamentals as of
Score gap
4.8
BJ leads
PSMT
PriceSmart, Inc.
48.8
$172.87 · $5.3B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestBJ22.2x
- Fastest growthPSMT+10.2%
- Strongest balance sheetPSMT0.24
- Highest qualityBJ74 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BJ
stronger →← stronger
PSMT
74
Qualityreturns · margins · balance sheet
63
65
Growthrevenue & earnings expansion
81
32
Valuevaluation vs sector peers
23
BJ is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
BJ
PSMT
$218mC
FCF
$74mC-
+5.9%C+
Rev
+10.2%B
1.35C+
D/E
0.24A-
22.2xB
P/E
33.2xC
2.21C
PEG
1.83C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BJ
PSMT
243% above
Price vs fair valuelower is cheaper
211% above
~38%/yr
Growth the price implies10-yr FCF · lower = less priced in
~39%/yr
-73%
1-yr DCF upside
-73%
-71%
5-yr DCF upside
-68%
-68%
10-yr DCF upside
-59%
These two disagree on this pair: the Value pillar ranks cheapness against sector peers, while price-vs-fair-value is an absolute read. A name can be the better value in its sector and still the dearer one on cash flows.
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BJ
Why this score
- Buying back stock
- Durable high returns
PSMT
No notable signals flagged.
The companies
BJBJ's Wholesale Club Holdings, Inc.
Why now
Discount Stores · market cap $12.3b. 9% off the 52-week high of $105.78. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $102.95 (implying +7% upside).
Moat
ROE 27% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which.
Risk
Net margin 2.6% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
PSMTPriceSmart, Inc.
Why now
Discount Stores · market cap $5.3b. 13% off the 52-week high of $199.84. Revenue growing +10%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $153.33 (implying -11% upside).
Moat
ROE 12% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Trailing P/E 33x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates. Net margin 2.8% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BJ and PSMT diverge
On the headline score the gap is 4.8 points in favor of BJ. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- GrowthBJ 65.1 · PSMT 81.4PSMT +16.3
- QualityBJ 73.7 · PSMT 63.2BJ +10.5
- ValueBJ 32.1 · PSMT 22.6BJ +9.5
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.