Verdict: Side-by-side breakdown using the Bull Rankings model. PLGO scored 78.0, HIG scored 78.0 — tied at the top.
Compare another set
Different reporting periods. HIG's fundamentals are as of June 2026, but PLGO's are as of December 2025 — a 6-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
PLGO
Pelagos Insurance Capital Limit
Insurance - Diversified · Financial strength
79.1Fin
$24.66 · $2.0B
fundamentals as of
Strength gap
8.2
PLGO leads
HIG
The Hartford Insurance Group, Inc.
Insurance - Diversified · Financial strength
70.9Fin
$131.19 · $35.5B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestPLGO6.1x
Fastest growthHIG+6.4%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
PLGO
HIG
+2.9%C
Rev
+6.4%C+
6.1xA
P/E
9.3xA-
17.6%B+
ROE
22.1%A-
0.92A-
P/B
1.83B
2.5%B
Yield
1.9%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
PLGOPelagos Insurance Capital Limit
Insurance - Diversified · $24.66 · beta 0.29
Why now
Insurance - Diversified · market cap $2.0b. 6% off the 52-week high of $26.34. PEG 0.21 — paying under fair value for the growth rate. 9 sell-side analysts rate this a Hold with a mean 1-yr target of $25.17 (implying +2% upside).
Moat
Net margin 16% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 18% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
HIGThe Hartford Insurance Group, Inc.
Insurance - Diversified · $131.19 · beta 0.49
Why now
Insurance - Diversified · market cap $35.5b. 10% off the 52-week high of $146.07. PEG 0.12 — paying under fair value for the growth rate. 20 sell-side analysts rate this a Buy with a mean 1-yr target of $148.00 (implying +13% upside).
Moat
Net margin 15% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 22% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Common questions
Is PLGO or HIG the better stock?
On the Bull Rankings quality-growth score they are level: PLGO and HIG both score 78.0 out of 100. The score blends business quality, growth and valuation into one number, so a tie means the model sees no meaningful edge either way — the pillar breakdown on this page shows where each is actually stronger.
How are PLGO and HIG scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.