COMPARE · Data as of August 21, 2026
CARG vs OPLN
Verdict: Side-by-side breakdown using the Bull Rankings model. CARG scored 83.4, OPLN scored 63.7 — CARG leads.
Compare another set
CARG
CarGurus, Inc. Class A Common Stock
83.4
$36.85 · $3.3B
fundamentals as of
Score gap
19.7
CARG leads
OPLN
OPENLANE, Inc.
63.7
$33.40 · $4.1B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- Fastest growthCARG+13.9%
- Strongest balance sheetCARG0.70
- Highest qualityCARG88 / 100
- Largest discount to fair valueOPLN-66%
Side by side · every name on one set of axes
The model, pillar by pillar (0–100 each)
CARG
stronger →← stronger
OPLN
88
Qualityreturns · margins · balance sheet
60
85
Growthrevenue & earnings expansion
74
77
Valuevaluation vs sector peers
59
CARG is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
CARG
OPLN
$315mC
FCF
$694mC+
+13.9%B+
Rev
+11.8%B
0.70B+
D/E
1.57C+
19.0xB
P/E
—
1.08B+
PEG
1.22B
—
P/S
2.0xC+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
CARG
OPLN
38% below
Price vs fair valuelower is cheaper
66% below
~-2%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-15%/yr
+39%
1-yr DCF upside
+139%
+62%
5-yr DCF upside
+194%
+100%
10-yr DCF upside
+295%
These two disagree on this pair: the Value pillar ranks cheapness against sector peers, while price-vs-fair-value is an absolute read. A name can be the better value in its sector and still the dearer one on cash flows.
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
CARG
Why this score
- Buying back stock
OPLN
Why this score
- Diluting shareholders
The companies
CARGCarGurus, Inc. Class A Common Stock
Why now
Auto & Truck Dealerships · market cap $3.3b. 11% off the 52-week high of $41.22. Revenue growing +14%, comfortably above the S&P median. 12 sell-side analysts rate this a Buy with a mean 1-yr target of $41.50 (implying +13% upside).
Moat
Net margin 18% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 67% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 179% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Mature compounder — the risk is paying up for quality at a moment when growth is decelerating. Watch for sequential revenue + margin trends; the inflection from "compounder" to "ex-compounder" is hard to spot until the multiple already started compressing.
OPLNOPENLANE, Inc.
Why now
Auto & Truck Dealerships · market cap $4.1b. Down 22% from 52-week high of $42.90 — deep drawdown territory. Revenue growing +12%, comfortably above the S&P median. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $46.22 (implying +38% upside).
Moat
ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. Free cash flow runs well ahead of reported net income — non-cash charges (depreciation, intangible amortization) are holding down GAAP earnings while cash generation stays strong.
Risk
Higher-variance name — the thesis leans on growth and valuation rather than a long, settled track record, so it depends on execution continuing. Position size accordingly; a deep drawdown shouldn't change the thesis.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where CARG and OPLN diverge
On the headline score the gap is 19.7 points in favor of CARG. The widest single difference is Quality, where CARG leads by 28.3 points.
- QualityCARG 88.1 · OPLN 59.8CARG +28.3
- ValueCARG 77.2 · OPLN 58.7CARG +18.5
- GrowthCARG 85.1 · OPLN 73.8CARG +11.3
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.