COMPARE · Data as of August 27, 2026
NWG vs SFBS
Verdict: Side-by-side breakdown using the Bull Rankings model. NWG scored 75.0, SFBS scored 77.0 — SFBS leads.
Compare another set
NWG
NatWest Group plc
76.4Fin
$18.87 · $74.9B
Strength gap
3.4
NWG leads
SFBS
ServisFirst Bancshares, Inc.
73Fin
$43.19 · $4.7B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestNWG9.3x
- Fastest growthSFBS+16.4%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
NWG
SFBS
+13.3%B+
Rev
+16.4%B+
9.3xA-
P/E
14.7xB
14.8%B
ROE
17.3%B+
1.42B+
P/B
1.19B+
5.0%A-
Yield
1.8%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
NWGNatWest Group plc
Why now
Banks - Regional · market cap $74.9b. Trading near 52-week high of $19.42 — momentum setup, limited technical margin of safety. Revenue growing +13%, comfortably above the S&P median. 4 sell-side analysts rate this a Buy with a mean 1-yr target of $21.54 (implying +14% upside).
Moat
Net margin 38% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 15% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. $74.9b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Trading within 3% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
SFBSServisFirst Bancshares, Inc.
Why now
Banks - Regional · market cap $4.7b. 6% off the 52-week high of $46.04. Revenue growing +16%, comfortably above the S&P median. 3 sell-side analysts publish a mean 1-yr target of $49.00 (implying +13% upside).
Moat
Net margin 55% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Credit-cycle exposure — provisions tend to lag actual loan deterioration by 2-3 quarters; a sharp uptick in net charge-offs is a leading indicator the market often misses until it's already priced.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
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