Verdict: Side-by-side breakdown using the Bull Rankings model. NVR scored 38.6, PHM scored 31.1 — NVR leads.
Compare another set
NVR
NVR, Inc.
Residential Construction · Quality-Growth
38.6
$5,899.16 · $15.8B
fundamentals as of
Score gap
7.5
NVR leads
PHM
PulteGroup, Inc.
Residential Construction · Quality-Growth
31.1
$112.12 · $21.4B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestPHM11.4x
Fastest growthPHM-7.3%
Strongest balance sheetPHM0.19
Highest qualityNVR83 / 100
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
NVR
stronger →← stronger
PHM
83
Qualityreturns · margins · balance sheet
79
18
Growthrevenue & earnings expansion
22
38
Valuevaluation vs sector peers
17
NVR is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
NVR
PHM
$1.0bC+
FCF
$1.5bC+
-9.9%D
Rev
-7.3%D
0.32A-
D/E
0.19A-
15.3xB+
P/E
11.4xA-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
NVR
PHM
15% above
Price vs fair valuelower is cheaper
24% above
~2%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~6%/yr
-3%
1-yr DCF upside
-13%
-13%
5-yr DCF upside
-19%
-26%
10-yr DCF upside
-28%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
NVR
Why this score
Buying back stock
PHM
Why this score
Buying back stock
Raising its dividend
The companies
NVRNVR, Inc.
Residential Construction · $5,899.16 · beta 0.90
Why now
Residential Construction · market cap $15.8b. Down 28% from 52-week high of $8200.00 — deep drawdown territory. Revenue -10% — in contraction; any catalyst that reverses this triggers re-rating. 6 sell-side analysts rate this a Hold with a mean 1-yr target of $6,395 (implying +8% upside).
Moat
ROE 34% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which.
Risk
Revenue contracting -10% — the operational turn is not yet visible in the top line.
PHMPulteGroup, Inc.
Residential Construction · $112.12 · beta 1.16
Why now
Residential Construction · market cap $21.4b. Down 22% from 52-week high of $144.50 — deep drawdown territory. Revenue -7% — in contraction; any catalyst that reverses this triggers re-rating. 17 sell-side analysts rate this a Buy with a mean 1-yr target of $137.59 (implying +23% upside).
Moat
ROE 15% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Revenue contracting -7% — the operational turn is not yet visible in the top line.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where NVR and PHM diverge
On the headline score the gap is 7.5 points in favor of NVR. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
ValueNVR 37.6 · PHM 17.1NVR +20.5
QualityNVR 83.2 · PHM 79.1NVR +4.1
GrowthNVR 18.4 · PHM 22.2PHM +3.8
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is NVR or PHM the better stock?
NVR scores higher: NVR 38.6, PHM 31.1 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do NVR and PHM differ most?
The widest gap is value, where NVR leads by 21 points on the 0–100 pillar scale. Neither name sweeps: they trade the lead across the three pillars, so the comparison is a trade-off rather than one being better on every measure.
How are NVR and PHM scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.