Verdict: Side-by-side breakdown using the Bull Rankings model. NJR scored 65.0, CIG scored 66.6 — CIG leads.
Compare another set
NJR
New Jersey Resources Corporation
Utilities - Regulated Gas · Quality-Growth
65
$51.21 · $5.2B
fundamentals as of
Score gap
1.6
CIG leads
CIG
Companhia Energética de Minas Gerais - CEMIG
Utilities - Regulated Electric · Quality-Growth
66.6
$2.40 · $6.9B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestCIG7.7x
Fastest growthCIG+7.4%
Strongest balance sheetCIG0.78
Highest qualityCIG81 / 100
Largest discount to fair valueCIG-19%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
NJR
stronger →← stronger
CIG
76
Qualityreturns · margins · balance sheet
81
56
Growthrevenue & earnings expansion
60
64
Valuevaluation vs sector peers
83
CIG is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
NJR
CIG
$359mC
FCF
$518mC+
+7.0%C+
Rev
+7.4%B
1.47B
D/E
0.78A
14.2xA-
P/E
7.7xA
2.14C
PEG
0.33A
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
NJR
CIG
9% below
Price vs fair valuelower is cheaper
19% below
~3%/yr
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~1%/yr
+6%
1-yr DCF upside
+17%
+10%
5-yr DCF upside
+24%
+17%
10-yr DCF upside
+35%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
NJR
Why this score
Raising its dividend
CIG
Why this score
Durable high returns
Cut its dividend
Foreign reporter (BRL)
The companies
NJRNew Jersey Resources Corporation
Utilities - Regulated Gas · $51.21 · beta 0.50
Why now
Utilities - Regulated Gas · market cap $5.2b. 16% off the 52-week high of $60.86. 7 sell-side analysts publish a mean 1-yr target of $59.86 (implying +17% upside).
Moat
Net margin 24% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 14% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 98% of net income — earnings translate cleanly into cash.
Risk
Commodity exposure — earnings power tracks the price of the underlying commodity, not management execution. A 15-20% move in the commodity reprices the equity well before fundamentals catch up.
CIGCompanhia Energética de Minas Gerais - CEMIG
Utilities - Regulated Electric · $2.40 · beta 0.06
Why now
Utilities - Regulated Electric · market cap $6.9b. 13% off the 52-week high of $2.76. PEG 0.33 — paying under fair value for the growth rate. 3 sell-side analysts publish a mean 1-yr target of $2.05 (implying -14% upside).
Moat
ROE 16% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately.
Risk
Dividend payout 79% of earnings on a 6.2% yield — distribution coverage is thin; one earnings stumble could force a dividend cut.
Verdict — model-derived comparison
The model favors CIG (83) over NJR (64.1) primarily due to CIG's significantly better valuation, with an 'A' grade for PEG (0.33) compared to NJR's 'C' (2.13). However, a contrarian might prefer NJR for its 26% discount to fair value and the low -7% implied growth priced in.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where NJR and CIG diverge
On the headline score the gap is 1.6 points in favor of CIG. The widest single difference is Value, where CIG leads by 18.9 points.
ValueNJR 64.2 · CIG 83.1CIG +18.9
QualityNJR 76.4 · CIG 81.0CIG +4.6
GrowthNJR 56.1 · CIG 60.2CIG +4.1
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is CIG or NJR the better stock?
CIG scores higher: CIG 66.6, NJR 65.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do CIG and NJR differ most?
The widest gap is value, where CIG leads by 19 points on the 0–100 pillar scale. CIG leads all three pillars, so the gap is broad rather than a single-measure difference.
How are CIG and NJR scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.