COMPARE · Data as of August 21, 2026
INTU vs MSFT
Verdict: Side-by-side breakdown using the Bull Rankings model. INTU scored 85.0, MSFT scored 70.6 — INTU leads.
Compare another set
INTU
Intuit Inc.
85
$367.37 · $100.5B
fundamentals as of
Score gap
14.4
INTU leads
MSFT
Microsoft Corporation
70.6
$483.24 · $3.6T
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestINTU22.4x
- Fastest growthMSFT+17.8%
- Strongest balance sheetMSFT0.29
- Highest qualityMSFT87 / 100
- Largest discount to fair valueINTU-34%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
INTU
stronger →← stronger
MSFT
86
Qualityreturns · margins · balance sheet
87
90
Growthrevenue & earnings expansion
91
80
Valuevaluation vs sector peers
44
MSFT is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
INTU
MSFT
$7.8bB+
FCF
$67.0bA
+15.1%B+
Rev
+17.8%B+
0.33B
D/E
0.29B
22.4xB+
P/E
27.0xB
0.94B+
PEG
1.57C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
INTU
MSFT
34% below
Price vs fair valuelower is cheaper
175% above
~-1%/yr
Growth the price implies10-yr FCF · lower = less priced in
~39%/yr
+30%
1-yr DCF upside
-70%
+51%
5-yr DCF upside
-64%
+87%
10-yr DCF upside
-51%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
INTU
Why this score
- Raising its dividend
MSFT
Why this score
- Raising its dividend
- Durable high returns
The companies
INTUIntuit Inc.
Why now
Software - Application · market cap $100.5b. Down 48% from 52-week high of $705.08 — deep drawdown territory. Revenue growing +15%, comfortably above the S&P median. PEG 0.94 — paying under fair value for the growth rate. 33 sell-side analysts rate this a Buy with a mean 1-yr target of $446.02 (implying +21% upside).
Moat
Net margin 22% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 22% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 169% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Down 48% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Software — competitive moat is durable until it isn't; watch net revenue retention, gross margin trends, and any new market entrant with a fundamentally lower price point.
MSFTMicrosoft Corporation
Why now
Software - Infrastructure · market cap $3.6T. 13% off the 52-week high of $553.72. Revenue growing +18%, comfortably above the S&P median. 53 sell-side analysts rate this a Strong Buy with a mean 1-yr target of $569.56 (implying +18% upside).
Moat
Net margin 40% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 30% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. $3.6T market cap places it among the largest companies in the sector — distribution, R&D, and customer-acquisition costs amortize across a base peers can't replicate.
Risk
P/S 10.8x embeds aggressive forward growth — disappointing top-line guidance would compress the multiple hard. Customer concentration — many software businesses depend on a handful of enterprise accounts; the loss of one $10M+ contract can swing the next quarter's growth narrative.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where INTU and MSFT diverge
On the headline score the gap is 14.4 points in favor of INTU. The widest single difference is Value, where INTU leads by 35.7 points.
- ValueINTU 80.1 · MSFT 44.4INTU +35.7
- QualityINTU 85.6 · MSFT 87.1level
- GrowthINTU 89.6 · MSFT 90.9level
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.