COMPARE · Reviewed July 29, 2026
MMM vs OTTR
Verdict: Side-by-side breakdown using the Bull Rankings model. MMM scored 50.2, OTTR scored 41.5 — MMM leads.
Compare another set
MMM
3M Company
50.2
$176.47 · $91.0B
fundamentals as of
Score gap
8.7
MMM leads
OTTR
Otter Tail Corporation
41.5
$89.85 · $3.8B
fundamentals as of
The model, pillar by pillar (0–100 each)
MMM
stronger →← stronger
OTTR
71
Qualityreturns · margins · balance sheet
66
51
Growthrevenue & earnings expansion
22
35
Valuevaluation vs sector peers
49
MMM is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
MMM
OTTR
$4.0bB
FCF
$2mC-
+2.3%C
Rev
-0.5%D+
4.38D
D/E
0.63B
31.4xB
P/E
13.5xA
1.83C+
PEG
1.93C+
Winner per row is the stronger grade in our model; a tie or a missing value shows no highlight.
Valuation · DCF cross-check
MMM
OTTR
46% above
Price vs fair valuelower is cheaper
17174% above
~16%/yr
Growth the price implies10-yr FCF · lower = less priced in
>60%/yr
-36%
1-yr DCF upside
-99%
-31%
5-yr DCF upside
-99%
-24%
10-yr DCF upside
-100%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
MMM
Why this score
- Buying back stock
- Raising its dividend
OTTR
Why this score
- Raising its dividend
The companies
MMM3M Company
Why now
Conglomerates · market cap $91.0b. 5% off the 52-week high of $184.90. 17 sell-side analysts rate this a Buy with a mean 1-yr target of $181.85 (implying +3% upside).
Moat
FCF converts 133% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined. $91.0b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
D/E 4.38 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Trailing P/E 31x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
OTTROtter Tail Corporation
Why now
Conglomerates · market cap $3.8b. 5% off the 52-week high of $95.00.
Moat
Net margin 21% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 15% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.