Verdict: Side-by-side breakdown using the Bull Rankings model. LNC scored 75.0, FG scored 78.0 — FG leads.
Compare another set
LNC
Lincoln National Corporation
Insurance - Life · Financial strength
91.2Fin
$40.63 · $7.8B
fundamentals as of
Strength gap
15.1
LNC leads
FG
F&G Annuities & Life, Inc.
Insurance - Life · Financial strength
76.1Fin
$19.09 · $2.5B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
CheapestLNC3.5x
Fastest growthLNC+2.0%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
LNC
FG
+2.0%C
Rev
+0.1%C
3.5xA
P/E
6.3xA
22.6%A-
ROE
9.2%C+
0.75A
P/B
0.54A
4.5%B+
Yield
5.2%A-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
LNCLincoln National Corporation
Insurance - Life · $40.63 · beta 1.15
Why now
Insurance - Life · market cap $7.8b. 15% off the 52-week high of $47.67. 12 sell-side analysts rate this a Hold with a mean 1-yr target of $48.00 (implying +18% upside).
Moat
Net margin 12% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 23% is above 15% — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
FGF&G Annuities & Life, Inc.
Insurance - Life · $19.09 · beta 1.26
Why now
Insurance - Life · market cap $2.5b. Down 46% from 52-week high of $35.33 — deep drawdown territory. PEG 0.49 — paying under fair value for the growth rate.
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Down 46% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Common questions
Is FG or LNC the better stock?
FG scores higher: FG 78.0, LNC 75.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
How are FG and LNC scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.