COMPARE · Data as of August 27, 2026
ING vs WFC
Verdict: Side-by-side breakdown using the Bull Rankings model. ING scored 71.0, WFC scored 73.0 — WFC leads.
Compare another set
ING
ING Groep N.V.
73.3Fin
$35.10 · $100.1B
Strength gap
10.5
ING leads
WFC
Wells Fargo & Company
62.8Fin
$84.97 · $256.9B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestWFC12.4x
- Fastest growthWFC+1.7%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
ING
WFC
+1.5%C
Rev
+1.7%C
13.0xB
P/E
12.4xB+
17.1%B+
ROE
12.6%B
1.71B
P/B
1.60B
3.7%B+
Yield
2.4%B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
INGING Groep N.V.
Why now
Banks - Diversified · market cap $100.1b. 3% off the 52-week high of $36.24. 3 sell-side analysts publish a mean 1-yr target of $33.83 (implying -4% upside).
Moat
Net margin 34% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 17% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $100.1b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
WFCWells Fargo & Company
Why now
Banks - Diversified · market cap $256.9b. 13% off the 52-week high of $97.76. 23 sell-side analysts rate this a Buy with a mean 1-yr target of $100.24 (implying +18% upside).
Moat
Net margin 27% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 13% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. $256.9b market cap places it among the largest companies in the sector — distribution, R&D, and customer-acquisition costs amortize across a base peers can't replicate.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.