Verdict: Side-by-side breakdown using the Bull Rankings model. HTO scored 34.9, NJR scored 65.0 — NJR leads.
Compare another set
HTO
H2O America
Utilities - Regulated Water · Quality-Growth
34.9
$58.48 · $2.4B
fundamentals as of
Score gap
30.1
NJR leads
NJR
New Jersey Resources Corporation
Utilities - Regulated Gas · Quality-Growth
65
$51.21 · $5.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
Fastest growthNJR+7.0%
Strongest balance sheetHTO1.03
Highest qualityNJR76 / 100
Largest discount to fair valueNJR-9%
Side by side · every name on one set of axes
The model, pillar by pillar (0–100 each)
HTO
stronger →← stronger
NJR
41
Qualityreturns · margins · balance sheet
76
49
Growthrevenue & earnings expansion
56
21
Valuevaluation vs sector peers
64
NJR is stronger on 3 of 3 pillars.
Fundamentals, head-to-head
HTO
NJR
-$276mF
FCF
$359mC
+7.0%C+
Rev
+7.0%C+
1.03A-
D/E
1.47B
3.0xC+
P/S
—
—
PEG
2.14C
—
P/E
14.2xA-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
HTO
NJR
—
Price vs fair valuelower is cheaper
9% below
—
Growth the price impliesyr-1 FCF growth, fading to 4% · lower = less priced in
~3%/yr
—
1-yr DCF upside
+6%
—
5-yr DCF upside
+10%
—
10-yr DCF upside
+17%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
HTO
Why this score
Diluting shareholders
NJR
Why this score
Raising its dividend
The companies
HTOH2O America
Utilities - Regulated Water · $58.48 · beta 0.32
Why now
Utilities - Regulated Water · market cap $2.4b. 13% off the 52-week high of $67.09. 7 sell-side analysts rate this a Buy with a mean 1-yr target of $67.00 (implying +15% upside).
Moat
Net margin 13% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent.
Risk
Free cash flow is negative (-$276m) — capital raises or debt issuance likely required; dilution / leverage risk. ROE 6% is below the long-run sustainable threshold of ~10% — capital efficiency would need to improve for the equity base to compound at the market rate.
NJRNew Jersey Resources Corporation
Utilities - Regulated Gas · $51.21 · beta 0.50
Why now
Utilities - Regulated Gas · market cap $5.2b. 16% off the 52-week high of $60.86. 7 sell-side analysts publish a mean 1-yr target of $59.86 (implying +17% upside).
Moat
Net margin 24% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 14% meets the long-run market sustainable threshold — solid but not differentiated; the durability comes from elsewhere. FCF converts 98% of net income — earnings translate cleanly into cash.
Risk
Commodity exposure — earnings power tracks the price of the underlying commodity, not management execution. A 15-20% move in the commodity reprices the equity well before fundamentals catch up.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where HTO and NJR diverge
On the headline score the gap is 30.1 points in favor of NJR. The widest single difference is Value, where NJR leads by 42.9 points.
ValueHTO 21.3 · NJR 64.2NJR +42.9
QualityHTO 40.9 · NJR 76.4NJR +35.5
GrowthHTO 48.8 · NJR 56.1NJR +7.3
Pillars run 0–100. Value is judged against each company's own sector, so a Value score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.
Common questions
Is NJR or HTO the better stock?
NJR scores higher: NJR 65.0, HTO 34.9 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.
Where do NJR and HTO differ most?
The widest gap is value, where NJR leads by 43 points on the 0–100 pillar scale. NJR leads all three pillars, so the gap is broad rather than a single-measure difference.
How are NJR and HTO scored?
Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.
How current is this comparison?
The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.