COMPARE · Data as of August 21, 2026
HRB vs KTB
Verdict: Side-by-side breakdown using the Bull Rankings model. HRB scored 76.1, KTB scored 78.1 — KTB leads.
Compare another set
HRB
H&R Block, Inc.
76.1
$53.04 · $6.5B
fundamentals as of
Score gap
2.0
KTB leads
KTB
Kontoor Brands, Inc.
78.1
$78.99 · $4.3B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestHRB9.3x
- Fastest growthKTB+34.3%
- Highest qualityHRB96 / 100
- Largest discount to fair valueKTB-59%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
HRB
stronger →← stronger
KTB
96
Qualityreturns · margins · balance sheet
80
64
Growthrevenue & earnings expansion
89
72
Valuevaluation vs sector peers
67
HRB is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
HRB
KTB
$756mC+
FCF
$422mC
+4.9%C+
Rev
+34.3%A
—
D/E
2.06C
9.3xA
P/E
16.0xB+
0.66A-
PEG
0.65A-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
HRB
KTB
52% below
Price vs fair valuelower is cheaper
59% below
~-10%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-7%/yr
+86%
1-yr DCF upside
+88%
+109%
5-yr DCF upside
+146%
+149%
10-yr DCF upside
+266%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
HRB
Why this score
- Buying back stock
- Raising its dividend
- Durable high returns
KTB
Why this score
- Durable high returns
The companies
HRBH&R Block, Inc.
Why now
Personal Services · market cap $6.5b. 10% off the 52-week high of $58.67. PEG 0.66 — paying under fair value for the growth rate. 3 sell-side analysts rate this a Hold with a mean 1-yr target of $50.67 (implying -4% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 103% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
KTBKontoor Brands, Inc.
Why now
Apparel Manufacturing · market cap $4.3b. 11% off the 52-week high of $88.96. Revenue growing +34% — in hypergrowth territory. PEG 0.65 — paying under fair value for the growth rate. 10 sell-side analysts rate this a Buy with a mean 1-yr target of $97.70 (implying +24% upside).
Moat
ROE 43% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. FCF converts 158% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
D/E 2.06 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer.
Verdict — model-derived comparison
The model slightly favors HRB (77.3) over KTB (77.2), primarily for HRB's exceptional Quality pillar score of 96, far exceeding KTB's 79. A contrarian, however, could favor KTB for its robust Growth pillar at 89 and an A grade for +34.3% revenue growth, noting both trade at a significant discount to fair value.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where HRB and KTB diverge
On the headline score the gap is 2.0 points in favor of KTB. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- GrowthHRB 64.1 · KTB 88.8KTB +24.7
- QualityHRB 95.6 · KTB 79.6HRB +16.0
- ValueHRB 71.8 · KTB 67.3HRB +4.5
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.