COMPARE · Data as of August 21, 2026
BFAM vs HRB
Verdict: Side-by-side breakdown using the Bull Rankings model. BFAM scored 69.4, HRB scored 76.1 — HRB leads.
Compare another set
BFAM
Bright Horizons Family Solutions Inc.
69.4
$72.88 · $3.5B
fundamentals as of
Score gap
6.7
HRB leads
HRB
H&R Block, Inc.
76.1
$54.05 · $6.7B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestHRB9.5x
- Fastest growthBFAM+8.5%
- Highest qualityHRB96 / 100
- Largest discount to fair valueHRB-51%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
The model, pillar by pillar (0–100 each)
BFAM
stronger →← stronger
HRB
67
Qualityreturns · margins · balance sheet
96
78
Growthrevenue & earnings expansion
64
64
Valuevaluation vs sector peers
72
HRB is stronger on 2 of 3 pillars.
Fundamentals, head-to-head
BFAM
HRB
$236mC
FCF
$756mC+
+8.5%B
Rev
+4.9%C+
2.18C
D/E
—
23.4xC+
P/E
9.5xA
1.54C+
PEG
0.66A-
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
Valuation · DCF cross-check
BFAM
HRB
12% below
Price vs fair valuelower is cheaper
51% below
~6%/yr
Growth the price implies10-yr FCF · lower = less priced in
~-9%/yr
-2%
1-yr DCF upside
+82%
+14%
5-yr DCF upside
+105%
+42%
10-yr DCF upside
+144%
The DCF is a cross-check on intrinsic value, separate from the quality-growth score above.
Model signals
BFAM
Why this score
- Buying back stock
HRB
Why this score
- Buying back stock
- Raising its dividend
- Durable high returns
The companies
BFAMBright Horizons Family Solutions Inc.
Why now
Personal Services · market cap $3.5b. Down 41% from 52-week high of $123.77 — deep drawdown territory. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $89.44 (implying +23% upside).
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. FCF converts 135% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
D/E 2.18 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Down 41% from the 52-week high — the market is pricing in something the screen can't see; verify the bear case before sizing up.
HRBH&R Block, Inc.
Why now
Personal Services · market cap $6.7b. 8% off the 52-week high of $58.67. PEG 0.66 — paying under fair value for the growth rate. 3 sell-side analysts rate this a Hold with a mean 1-yr target of $50.67 (implying -6% upside).
Moat
Net margin 19% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. FCF converts 103% of net income — earnings translate cleanly into cash, a sign that working capital and capex are well-disciplined.
Risk
Value re-rating depends on a catalyst. Without one — analyst day, divestiture, margin recovery, capital return — the stock can stay cheap on these multiples for years.
Verdict — model-derived comparison
HRB leads BFAM by 6.7 points (76.1 to 69.4), its sharpest advantage coming in P/E (grade A). A contrarian could still prefer BFAM, which trades about 12% below our DCF fair value — a margin of safety the score doesn't reward. Note they play different roles — BFAM screens as growth, HRB screens as value — so the model rewards different traits for each.
Our AI analyst is busy right now, so this verdict is drawn directly from the pillars, grades and DCF above.
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.
Where BFAM and HRB diverge
On the headline score the gap is 6.7 points in favor of HRB. They get there differently, though — each leads on a different pillar, so the better pick depends on which you weight.
- QualityBFAM 66.5 · HRB 95.6HRB +29.1
- GrowthBFAM 78.2 · HRB 64.1BFAM +14.1
- ValueBFAM 64.2 · HRB 71.8HRB +7.6
Pillars run 0–100 against sector peers, so a score is a statement about a company relative to its own industry rather than to the other name here. A wide Value gap usually means the market already prices the difference in quality or growth — which is the trade-off this comparison comes down to.