COMPARE · Data as of August 28, 2026
HOOD vs XP
Verdict: Side-by-side breakdown using the Bull Rankings model. HOOD scored 77.0, XP scored 72.0 — HOOD leads.
Compare another set
Different reporting periods. HOOD's fundamentals are as of June 2026, but XP's are as of December 2025 — a 6-month gap. Growth, margin and valuation figures below therefore describe different windows and aren't strictly like-for-like.
HOOD
Robinhood Markets, Inc.
53.2Fin
$109.76 · $98.7B
fundamentals as of
Strength gap
14.4
XP leads
XP
XP Inc.
67.6Fin
$17.80 · $9.0B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestXP8.8x
- Fastest growthHOOD+51.6%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
HOOD
XP
+51.6%A
Rev
+7.3%B
48.1xD
P/E
8.8xA-
23.6%A-
ROE
22.6%A-
10.41D
P/B
1.96B
0.0%C
Yield
1.2%C+
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
HOODRobinhood Markets, Inc.
Why now
Capital Markets · market cap $98.7b. Down 29% from 52-week high of $153.86 — deep drawdown territory. Revenue growing +52% — in hypergrowth territory. 26 sell-side analysts rate this a Buy with a mean 1-yr target of $120.08 (implying +9% upside).
Moat
Net margin 42% is exceptional — pricing-power territory rare outside premium software, branded staples, and specialty pharma. ROE 24% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. $98.7b market cap gives the company enough scale to absorb fixed costs that subscale competitors can't, without yet being so large that growth has to come from acquisition.
Risk
D/E 2.40 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Beta 2.32 implies above-market volatility — position-size to the drawdowns this name will produce in a market correction, not to its bull-case return. Trailing P/E 48x sits well above the S&P median (~20x) — multiple compression is a real risk if revenue growth decelerates.
XPXP Inc.
Why now
Capital Markets · market cap $9.0b. Down 23% from 52-week high of $23.13 — deep drawdown territory. PEG 0.66 — paying under fair value for the growth rate. 9 sell-side analysts rate this a Buy with a mean 1-yr target of $22.17 (implying +25% upside).
Moat
Net margin 29% sits well above the S&P median (~11%) — suggests structural pricing advantage or cost discipline competitors can't quickly close. ROE 23% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
D/E 6.42 is elevated — limits strategic flexibility and raises refinancing exposure if rates stay higher for longer. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.