COMPARE · Data as of August 27, 2026
HGTY vs ORI
Verdict: Side-by-side breakdown using the Bull Rankings model. HGTY scored 72.0, ORI scored 77.0 — ORI leads.
Compare another set
HGTY
Hagerty, Inc.
33.9Fin
$13.32 · $4.6B
fundamentals as of
Strength gap
39.4
ORI leads
ORI
Old Republic International Corporation
73.3Fin
$42.24 · $10.2B
fundamentals as of
At a glance · who leads each dimension, on the model's own rules
- CheapestORI9.3x
- Fastest growthHGTY+18.1%
Side by side · every name on one set of axes
Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.
Fundamentals, head-to-head
HGTY
ORI
+18.1%B+
Rev
+11.0%B
102.5xD
P/E
9.3xA-
8.9%C+
ROE
18.6%B+
6.29D
P/B
1.68B
0.0%C
Yield
3.0%B
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
The companies
HGTYHagerty, Inc.
Why now
Insurance - Property & Casualty · market cap $4.6b. 5% off the 52-week high of $14.00. Revenue growing +18%, comfortably above the S&P median. PEG 0.23 — paying under fair value for the growth rate. 8 sell-side analysts rate this a Buy with a mean 1-yr target of $14.50 (implying +9% upside).
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trailing P/E 102.5x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Net margin 1.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first. Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
ORIOld Republic International Corporation
Why now
Insurance - Property & Casualty · market cap $10.2b. 10% off the 52-week high of $46.76. Revenue growing +11%, comfortably above the S&P median.
Moat
ROE 19% sits above Buffett's preferred 15% threshold — the equity base is compounding at a rate the market struggles to discount accurately. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Verdict — model-derived comparison
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.