COMPARE · Data as of October 9, 2026

HGTY vs HG

Verdict: Side-by-side breakdown using the Bull Rankings model. HGTY scored 70.0, HG scored 82.0 — HG leads.
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HGTY
Hagerty, Inc.
Insurance - Property & Casualty · Financial strength
33.9Fin
$14.21 · $4.9B
fundamentals as of
Strength gap
41.8
HG leads
HG
Hamilton Insurance Group, Ltd.
Insurance - Reinsurance · Financial strength
75.7Fin
$34.52 · $3.4B
fundamentals as of
  • CheapestHG6.0x
  • Fastest growthHG+24.4%
THE BULL RANKINGS SCORECARD33.9/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL33.9
THE BULL RANKINGS SCORECARD75.7/ 100 · FIN STRENGTHPEER MEDIANFINANCIAL75.7
cheap & fastrevenue growth →← cheaper (lower multiple)14%34%+1.0x11x+off-scaleHGTYHG

Growth against the P/E multiple. Up and to the right is cheaper and faster — the quality-growth idea in one picture. Points beyond the axis are pinned to the edge and marked off-scale rather than allowed to compress everything else.

RevHGTY+18.1%HG+24.4%
P/EHGTY129.2xHG6.0x
ROEHGTY8.9%HG31.1%
P/BHGTY6.72HG1.19
HGTY
HG
+18.1%B+
Rev
+24.4%A-
129.2xD
P/E
6.0xA
8.9%C+
ROE
31.1%A
6.72D
P/B
1.19B+
0.0%C
Yield
0.0%C
Winner per row is the stronger grade; where grades tie, the better figure breaks it. A true tie or a missing value shows no highlight.
HGTYHagerty, Inc.
Insurance - Property & Casualty · $14.21 · beta 0.83
Why now
Insurance - Property & Casualty · market cap $4.9b. Trading near 52-week high of $14.36 — momentum setup, limited technical margin of safety. Revenue growing +18%, comfortably above the S&P median. PEG 0.27 — paying under fair value for the growth rate. 8 sell-side analysts rate this a Buy with a mean 1-yr target of $14.50 (implying +2% upside).
Moat
Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Trailing P/E 129.2x prices in sustained high growth — any quarter that disappoints triggers sharp re-rating. Trading within 1% of the 52-week high — limited technical margin of safety; a momentum reversal would test conviction. Net margin 1.2% is thin — operating leverage cuts both ways; input-cost inflation or pricing pressure hits the bottom line first.
HGHamilton Insurance Group, Ltd.
Insurance - Reinsurance · $34.52 · beta 0.47
Why now
Insurance - Reinsurance · market cap $3.4b. 7% off the 52-week high of $37.31. Revenue growing +24%, comfortably above the S&P median. 7 sell-side analysts rate this a Buy with a mean 1-yr target of $38.29 (implying +11% upside).
Moat
Net margin 20% beats the market median by a meaningful margin — the company is keeping more of every revenue dollar than the average S&P constituent. ROE 31% — top-decile capital efficiency. Either pricing leverage, low capital intensity, or aggressive buybacks; the durability story depends on which. Financial moat — scale of deposit base / underwriting franchise plus regulatory capital advantages. The largest players compound book value through cycles that erase smaller competitors.
Risk
Balance-sheet financial — book value, net interest margin, and credit loss provisions are the lever points; a rates regime change or a deterioration in the loan book moves the stock more than EPS does.
Generating verdict… typically 5–10 seconds
Not investment advice. The Bull Rankings publishes a quantitative ranking model and accompanying analysis for general informational purposes only. Nothing on this page is a recommendation to buy, sell, or hold any security; nothing is personalized to your circumstances, risk tolerance, or tax situation. Investing carries the risk of loss — invest at your own risk and consider consulting a licensed financial professional before acting on anything you read here. See terms and methodology for full disclosures.

Common questions

Is HG or HGTY the better stock?

HG scores higher: HG 82.0, HGTY 70.0 out of 100 on the Bull Rankings quality-growth score, which blends business quality, growth and valuation into one number. A higher score means a stronger business at a more reasonable price — it is not a price target or a recommendation.

How are HG and HGTY scored?

Each carries the same 0–100 quality-growth score used everywhere on the site, built from three pillars — quality (profitability and returns on capital), growth (revenue and earnings), and value (what you pay for them) — combined as a geometric mean, so a weak pillar cannot be papered over by a strong one.

How current is this comparison?

The whole universe is re-scored every trading day after the US market close, so the scores and fundamentals here reflect the latest published edition.